Microplastic pollution poses a significant threat to coastal ecosystems, prompting an in-depth investigation into its seasonal fluctuations and ecological impacts. This study examines microplastics in Cuddalore’s coastal waters and sediments across four seasons. Results show varying microplastic concentrations, peaking during the monsoon and pre-monsoon seasons, likely influenced by rainfall variability. Fibers dominate in both water (69–100 %) and sediment samples (66–92 %), with polyethylene and polyethylene terephthalate as the predominant polymer types in water. Sediments exhibit a more diverse polymer distribution, with polypropylene and polyethylene terephthalate being prevalent. Elevated polymer hazard index and potential ecological risk index raise concerns, reaching values of 108930 and 1125, respectively. This underscores the urgency of implementing effective management strategies to safeguard tropical coastal ecosystems from microplastic pollution. This study highlights the complex interplay between seasonal dynamics, rainfall variability, polymer types, and pollution levels, emphasizing the need for proactive environmental management measures.