This research presents the development of an innovative antimicrobial coating consisting of cuprous oxide (Cu2O) integrated with the metal-organic framework MIL-53(Al) through an eco-friendly and low-cost synthesis method that employs glucose as a reducing agent under mild conditions. The microstructural properties of the composite materials were characterized by using X-ray diffraction (XRD) and transmission electron microscopy (TEM). The antibacterial efficacy of the Cu2O-MIL-53(Al) (CuM) composite was assessed against Escherichia coli and Staphylococcus aureus, achieving a reduction efficacy of 99.99% with 5% copper incorporated into the MIL-53(Al) framework within a contact time of 24 h. The incorporation of CuM into a macromolecular host matrix of polyurethane-carboxymethylcellulose (CuM/PUD-CMC), applied as a coating on a low-cost plastic film, produced a transparent film with 87.10% transparency. This coating demonstrated a 99.99% reduction in E. coli and S. aureus populations within a contact time of 24 h. The CuM/PUD-CMC coating demonstrated substantial antiviral efficacy, achieving inactivation rates of 99.35% for Human Coronavirus 229E, 99.40% for Influenza A virus, and 97.76% for Enterovirus 71 within a contact time of 5 min. The CuM nanoparticles exhibited low toxicity toward zebrafish while effectively eradicating bacteria and inactivating viruses. The proposed low-cost material and coating method demonstrate significant potential as a broad-spectrum antimicrobial and antiviral agent, highlighting its suitability for various applications in biomedical and healthcare formulations.