Married Households Research Articles

Delegation of financial decision-making to spouse in old age

Delegation of financial decision-making to spouse in old age Professor Anup Basu from Queensland University of Technology explains the process of delegating financial decision-making to spouses in old age. Ageing can cause cognitive abilities to decline, adversely impacting financial decision-making capacity. Although in many married households, one spouse is primarily responsible for managing household finances, discharging this responsibility can become challenging with age, and it may become necessary to share it with the other spouse.

Kawin Paksa Sebagai Pertimbangan Cerai Gugat Menurut Hukum Islam dan UU. No. 1 Tahun 1974 (Studi Putusan No. 2821/Pdt.G/2020/PA.BL)

Arranged marriages carried out by parents or forced marriages will at least influence several possibilities that occur in domestic life which will later trigger separation between the two. In the case of the Blitar PA Decision Number 2821/Pdt.G/2020/PA.BL dated 23 September 2020 between Balqis Maulud Diana as the plaintiff and Fatih Diyaul Falah as the defendant, researchers found a divorce case which was initially based on arranged marriage. This research will discuss review of Islamic law and UU. No. 1 of 1974 in Blitar PA Decision Number 2821/Pdt.G/2020/PA.BL dated 23 September 2020. This research uses a normative legal approach, also known as doctrinal law, where the law is viewed in written form (law in book), court decisions, and norms that live in society. The data collection method involves literature study of various primary, secondary and tertiary legal materials, such as laws, official treatises, legal journals and expert views. Data analysis was carried out using a prescriptive approach, where the research results will be used to provide an assessment or prescription of the legal facts studied, using a review of Islamic law and Law Number 1 of 1974 concerning Marriage. The results of the illegal birth show that coercion in marriage, both for the child of a prostitute and a widow, is prohibited in Islamic law. A marriage contract that takes place without the exception of the child is illegitimate and the child has the right to apply for an annulment (faskh). In the case of Balqils Maulud Dilana and Fatilh Dilyaul Falah, the divorce occurred because of coercion by Fatilh's parents regarding their legal proceedings. In the Bliltar PA Decision Number 2821/Pdt.G/2020/PA.BL, it was seen that the divorce between husband and wife occurred because of the coercion of marriage between the two parents to divorce and ultimately led to marital disharmony. The judge granted the petitioner's divorce lawsuit based on Article 116 letter (f) of the Compilation of Islamic Law, because there was no hope of living in harmony again in their married household. Even though the judge tried to reconcile the two of them, it was to no avail. Keyword: Islamic law, forced marriage, divorce

The subway and the gender wage gap

We estimate the impacts of accessing the subway network on the gender wage gap in China. The results suggest that the subway increases the wages of females relative to males. Heterogeneity estimations indicate that the subway has a more significant impact in regions with mature subway networks, as well as in suburban areas. The findings also demonstrate that the subway reduces the gender wage gap among low-skilled groups, married households, and households with fewer vehicles. Analysis of the mechanisms reveals that the effects are driven by the labour demand side, as subways boosts the entry of firms that are intensive in employing low-skilled females.

Unveiling determinants of household lighting preferences in rural Tanzania: insights for sustainable energy access

This paper investigates the determinants and prospects of household lighting choices in rural Tanzania using a Multinomial Logit Regression Model. The analysis is based on data from 4671 households, focusing on three lighting options: electricity, solar energy, and candle lighting. The results reveal significant factors influencing these choices, including household head characteristics, household size, marital status, education, employment status, number of rooms, and income. Key findings indicate that the age of the household head negatively influences the likelihood of choosing grid-electricity, while having a male head of household significantly reduces the probability of opting for any lighting option. Larger household size is negatively associated with choosing electricity and candle lighting. Marital status shows that married households are more likely to use candle lighting. Employment status positively impacts the likelihood of adopting all three lighting options, with employed household heads being more likely to choose modern lighting solutions. Income levels are crucial, as higher income significantly increases the probability of selecting electricity and candle lighting, but not solar energy. These findings provide valuable insights for policymakers and stakeholders aiming to enhance sustainable energy access in rural Tanzania. It highlights the importance of addressing socio-economic factors to promote the adoption of modern and sustainable lighting technologies.

Rural households’ resilience to the adverse impacts of climate variability and food insecurity in the North-eastern highlands of Ethiopia

Climate variability and food insecurity shocks frequently affect the livelihood of rural households. Therefore, understanding the fundamentals of resilience is essential for enhancing the capabilities of vulnerable households. The objective of this study was to analyze rural households' resilience to the adverse impacts of climate variability and food insecurity in the North-eastern highlands of Ethiopia. Based on a cross-sectional survey, both probability and non-probability sampling procedures were employed to select sample respondents, key informants and focus group discussants. Principal Component Analysis (PCA), one-way ANOVA and linear regression modeling were used to analyze the data. The results indicated that perceptions of climatic variability, agricultural assets, adaptive capacity and income and food access are the four resilience dimensions with the largest contribution to households’ resilience. Likewise, social capital and access to basic services were the next positive contributors. However, agricultural technology adoption and social safety nets were insignificant contributors. Moreover, households living in the Meher livelihood zone/LHZ/were highly resilient followed by ABB and Meher-belg. On the other hand, respondents in the SWS, CHV and Belg LHZs were less resilient. Male-headed households, household heads with formal education and married households were found to be more resilient than their counterparts. The study found that 50.4 % of the respondents were non-resilient and 45.5 % were highly resilient. In conclusion, the adverse impacts of climate-related hazards associated with the existing food insecurity have deteriorated the resilience capacity of rural households by which they became highly vulnerable and could be easily exposed to shocks. The study suggested that unless well-planned intervention is implemented many households might quickly lose their resilience status to worse even by a very little shock. Moreover, enhancing capability aspects should be the primary goal of any interventions aimed at increasing households' resilience in drought-prone areas in general and the study area in particular.

SPOUSAL LABOR SUPPLY, CAREGIVING, AND THE VALUE OF DISABILITY INSURANCE

AbstractThis article evaluates the insurance value of the Social Security Disability Insurance (SSDI) program among married households when wives face a trade‐off between market hours and spousal care following their husbands' disability. Event study analyses show that wives' labor supply responses to their husbands' disability are small, and instead, a considerable amount of time is spent in spousal care. Using a dynamic structural model, I find that incorporating time loss due to spousal care increases the insurance value of SSDI relative to its costs. Finally, budget‐neutral policy reforms that subsidize the cost of care can improve social welfare.

Does community resilience affect household asset portfolio choices?

AbstractThis paper identifies a positive (negative) relationship between community resilience and household stock market participation (deposit flows). These relationships are less pronounced for higher‐income and married households, indicating an income channel and a marriage channel, respectively. Furthermore, compared to white and Asian households, black households are more sensitive to the effects of community resilience on household investments and deposit flows. Overall, our findings suggest that improvements in people's preparedness for, resilience against, and recovery from potential hazardous events and natural disasters shift households' asset portfolio choices from safe savings to risky stock investments.

Enhancing dietary adherence among African-American adolescents: the role of parenting styles and food-related practices.

Parenting styles (PSs) and food-related parenting practices (FPPs) play a crucial role in shaping adolescent eating behavior. This study aimed to investigate the relationship between the different PSs and FPPs of African-American families and the frequency of consumption of MyPlate food items by adolescents based on recommendations from the Dietary Guidelines for Americans (DGA). This study used a cross-sectional design. Data collection was conducted using Qualtrics through an online survey of 211 African-American parents and their adolescents aged 10-17-year-old. Adolescents completed the Youth and Adolescent Food Frequency Questionnaire to assess their dietary behavior, while parents filled out the survey to identify the degree of PSs (i.e., authoritative, authoritarian, setting rules, and neglecting) and FPPs (i.e., monitoring, reasoning, copying, and modeling). Spearman's rank correlation coefficient, Wilcoxon rank-sum test, and stepwise logistic regression were performed to determine the answers to the research questions. For fruit consumption, authoritative parenting significantly reduced the likelihood of adherence to DGA, while authoritarian, monitoring, and reasoning practices increased it. Female adolescents were more likely to meet fruit intake recommendations, with a similar positive impact observed for those whose parents had above high school education. In vegetable intake, authoritarian and monitoring practices positively impact on adherence to DGA, whereas setting rules had a detrimental impact. Being in a married household also increased vegetable intake DGA adherence. For grain consumption, reasoning was a significant positive predictor, while setting rules negatively impacted adherence. Dairy DGA adherence was positively impacted by monitoring and copying practices, but negatively impacted by female gender. Protein intake showed a positive association with reasoning and parental education. Our findings confirm the importance of parenting in developing desired eating behaviors among African-American adolescents. The results of this study can be used to develop culture-based nutritional education programs for parents and youth.

Tribal Casinos and Identifying Who Moves to Opportunity

In this analysis, we examine what types of households migrate to American Indian reservation lands after the start of casino operations using longitudinal household data for 1989-2017. We find heterogeneous effects on migration by households of different types. American Indians who are single parents are significantly more likely to move to reservation lands after gaming operations commence. No significant changes in mobility were found among married households with children. These results suggest that pull factors may also affect how households decide to relocate when there are changes to economic opportunities and other community or social amenities.

Children With Special Health Care Needs: An Analysis of National Survey of Children's Health Database.

Background Children with Special Health Care Needs (CSHCN) represent a diverse pediatric population requiring healthcare services beyond typical childhood needs. This study analyzes data from the 2016-2020 National Survey of Children's Health Database to elucidate demographic patterns, prevalence rates, and nuanced factors influencing the health and well-being of CSHCN. Methods This retrospective observational study focuses on children aged 0-17 who are identified as CSHCN based on Maternal and Child Health Bureau criteria. A comprehensive analysis of the National Survey of Children's Health (NSCH) database examines key variables, including health outcomes, healthcare utilization, parental-reported health status, and socio-demographic factors. Stratified random sampling ensures national representation. Results The study encompassed 40,335 patients, revealing that 14.6% (CI: 14.0-15.3, n=6,445) of CSHCN received care in a well-functioning system. Across age groups, 19.1% (CI: 14.0-15.3, n=6,445) of CSHCN aged 0-5 received ongoing treatment, contrasting with 5.7% (CI: 5.2-6.2, n=1,599) in the 12-17 years group. Males exhibited a prevalence of 15% (CI: 14.1-15.9, n=3,674), and females had 14.2% (CI: 13.2-15.2, n=2,771). Racial disparities were noted; non-Hispanic Native Hawaiian/Other Pacific Islander children had a 3% (CI: 1.1-8.1, n=6) prevalence. Across Federal Poverty Level categories, prevalence ranged from 12.5% (CI: 11.5-13.6, n=1,753) to 17.7% (CI: 16.6-18.9, n=2,856). Notably, 18.5% (CI: 17.4-19.7, n=3,515) of children without adverse experiences were CSHCN. Among CSHCN in two-parent currently married households, 15.9% (CI: 15.0-16.8, n=4,330) received treatment, while those in unmarried households had a prevalence of 12.9% (CI: 10.5-15.7, n=335). CSHCN with parents born in the United Statesshowed a prevalence of 15.4% (CI: 14.7-16.1, n=5,257). Conclusion This study provides valuable insights into the prevalence and demographic patterns of CSHCN. Limitations include potential recall bias and the retrospective study design. Despite these constraints, the findings lay a foundation for future research and targeted interventions, fostering a deeper understanding of the evolving landscape of pediatric healthcare in the United States.

The Heterogeneous Effects of Social Assistance and Unemployment Insurance: Evidence from a Life Cycle Model of Family Labor Supply and Savings

We empirically analyze the heterogeneous welfare effects of unemployment insurance and social assistance. We estimate a structural life cycle model of singles’ and married couples’ labor supply and savings decisions. The model includes heterogeneity by age, education, wealth, sex, and household composition. In aggregate, social assistance dominates unemployment insurance; however, the opposite holds true for married men, whose leisure time declines more than that of their spouses when unemployment insurance is reduced. A revenue-neutral rebalancing of social support away from unemployment insurance and toward social assistance increases aggregate welfare. Income pooling in married households decreases the welfare value of social assistance. (JEL D13, D15, G51, I38, J22, J64, J65)

Socio-Economic Causes of Smuggling in Pakistan: An Empirical Analysis

This research aims to investigate the economic drivers of smuggling in Pakistan. For this objective, data from 300 respondents were gathered from places where smuggling occurs in Pakistan. The binary logistic approach is utilized to evaluate the socioeconomic determinants of smuggling. Results infer that the age of the respondent, people living in rural areas, the employed status of the household, education level, the value of assets, earnings, and livestock ownership are the factor that reduces the participation of the people in smuggling activities. Conversely, married households, household size, and monthly expenditure are increasing smuggling activities in the study area.

노인의 우울 관련 요인

The purpose of this study is to identify the factors related to the risk of depression in single-person households aged 65 or older and the elderly married couples, focusing on leisure activities and social contact factors. For this study, the data of 7,595 people selected according to the criteria for selecting subjects for this study were analyzed out of 10,097 participants in the 2020 Survey of the Elderly conducted by the Ministry of Health and Welfare and the Institute for Health and Social Affairs. For data analysis, frequency and percentage, mean and standard deviation, chi^2-test, independent sample T-test, and dichotomous logistic regression analysis were performed using the IBM SPSS Statistics Version 23.0 program. As a result, the risk of depression was statistically significantly lower in the case of leisure activities regardless of type than in the case of no leisure activities, and watching performances and sports games, and static entertainment activities were the most related factors to the risk of low depression. On the other hand, the frequency of meetings with children was not a significant factor related to the risk of depression, and frequent phone calls were a significant factor related to the risk of low depression. Meeting friends more than twice a week was a significant association factor with the low risk of depression, but phone calls with friends more than twice a week increased the risk of depression by 1.70 times. Therefore, in order to reduce the depression of the elderly in the increasing number of single-person or married households, it is necessary to encourage them to participate in any leisure activities and come up with measures to maintain social contact.

Occupational dimension of food security: A rural household level assessment in Kogi State, Nigeria

This study empirically assessed the occupational dimension of food security among rural households in Kogi State, Nigeria. The study adopted a multi-stage random sampling technique to select one hundred and forty-four (144) rural households for data collection. Primary data obtained from the respondents were analyzed using descriptive statistics, food security index (FSI), and a binary logit regression model. The results revealed a mean age of 43 years among the rural household heads. Married households accounted for 79.29% of the sample size with a mean household size of 4 members. The level of illiteracy was relatively low. The mean monthly income among the households was N71,796.43 (($154.40)). The majority (91.30%) of the farmers were food secure while only 8.70% were food insecure. The incidence of food insecurity was higher (77.8%) among the artisans, followed by household heads in other occupations, traders, and civil servants with an incidence rate of 58.3%, 54.8%, and 51.5%, respectively. It was also found that sex (p<0.01) and farming as a major occupation of household head (p<0.01) had a positive impact on rural household food security, while age (p<0.01) had a negative impact on household food security. It was recommended that relevant stakeholders should encourage rural households to practice agricultural production and farmers should be supported by the government and other relevant actors to expand their scale of production as this will have a multiplier effect on rural households’ food security.

Fractured insurance families: securing care and navigating financialized social protections

ABSTRACT Health insurance products mediate intimate relations of care in the United States where access to insurance is predicated on income, disability, age, immigration status, and family composition. This study of insurance enrolment experiences under the Affordable Care Act health reform law explores how applicants attempted to strategically naturalize their kin arrangements by applying for health insurance together. Applicants navigated ambiguity around who was part of their family and how to protect one another against health and financial risk within a policy landscape that expanded the definition of family to include married same sex couples, offered new protections to middle and high income families, and exposed low income and immigrant families to additional administrative burdens. These life histories demonstrate how caring through finance can both fracture and naturalize kin relations as people try to match their lived families to governmental eligibility categories in order to access health benefits. The ACA broadened inclusion in financialized instruments of social protection for some, even as it reproduced exclusions that make health insurance more difficult to attain for many immigrants, family formations that deviate from the standard of a married household with biological children, and for people with unpredictable and low incomes.

Student loan debt and U.S. married households’ stock investment decisions

<p style="text-align:justify"><span style="font-size:10.5pt"><span style="font-family:等线"><span dir="ltr" lang="EN-US" style="font-family:"Cambria",serif"><span style="color:black">This study aims to examine the effects of student loan debt on the decisions of U.S. married households to invest in stocks located in non-retirement accounts. Using longitudinal datasets from the 2011 to 2017 U.S. Panel Study of Income Dynamics and a fixed effects logit model, the results show mixed findings. The presence of student debt decreases the probability that married households will own stocks, but the amount of student debt does not show a statistically significant effect. The findings suggest that the incidence of student debt raises the perception of liquidity constraints and debt burden among married households.</span></span></span></span></p>

Determinants of Urban food security status at household level: The case of Bahir Dar and Gondar Cities of the Amhara Region, Ethiopia

Despite its growing relevance and far-reaching implications, urban food security has received little attention from the government of Ethiopia. Culturally, food insecurity is commonly expected in rural households. However, it is considerable in urban settings too, which has been hardly recognized in the study area. The general objective of this study was to identify factors determining household food security in urban areas. The study relied on survey data from 365 systematically selected urban household heads. Key informant interviews and FGDs were employed to supplement the structured questionnaire. The binary logistic regression model was used to identify determinants of household food security. The study revealed that only 31% of married households were food insecure, contrary to 80% of single-headed ones. Besides, food insecurity is most prevalent among private house renters, 83%, as opposed to 28% who own their houses. The Foster-Gordon-Thorbecke model revealed that food insecurity’s incident, depth, and severity were 54%, 15%, and 5.6%, respectively. This implies that if the regional government can mobilize to cover 15% of the caloric needs of food-insecure households, it can bring them up to the recommended daily caloric requirement so that food insecurity can be eradicated. At P < 0.05, the binary logistic regression model indicated that sex, house ownership, income, marital status, remittances, and credit services were significant drivers of household food insecurity. The particular characteristics and drivers of urban food security and the vast inequalities within metropolitan regions necessitate customized programs and policies that address the needs of the urban poor. The study recommended that private, government, and NGOs be actively involved and provide top and urgent priority to increase the income-generating capability, stabilize skyrocketing prices, build communal housing, and provide loans with affordable interest rates.

Who Uses the Social Safety Net? Trends in Public Benefit Use among American Households with Children, 1980-2020.

Increasingly, research suggests that overlapping, simultaneous forms of public investment are especially beneficial for child development. However, participation in social safety net programs is rarely universal among the eligible population, and the phenomenon of multiple benefit use is even more complex: which households with children receive multiple benefits, which combinations of benefits are most common, and which households are most likely to access the social safety net as it has expanded in some areas while contracting in others? Using almost 40 years of data from the Survey of Income and Program Participation (SIPP), we examine trends in both the number of public benefits accessed by American households with children, as well as the types and combinations of benefits accessed. We find that the percentage of households with children who use at least two benefits has increased during this period. However, the beneficiaries of increasing benefit use have been disproportionately higher-educated, White and married households with incomes above the poverty line.

Assessing food security status of rural households in North Eastern Nigeria: A comparison of methodologies

This study analyzed food security status of rural households in North Eastern Nigeria. Secondary data were employed. The data were accessed from the General Household Survey (GHS) for years 2013 and 2016, waves 2 and 3. 451 households were considered in each wave. The objective of the study was to determine the food security status of rural households, analyze factors influencing their food security and compare the output of different methodologies used to measure food security during the periods. Frequency and Percentages were used to analyze the socioeconomic characteristics of respondents. Mean per Capita Food Expenditure (MPCE), Dietary Diversity Score (DDS), Foster, Greer and Thorbecke (FGT) index were used to analyze household food security status while Logit regression model was used to analyze factors influencing household food security status. Results from the descriptive statistics showed that male household heads, married household heads and literate household heads were food secure in both waves. Results from Mean per Capita Food Expenditure (MPCE), and Foster, Greer and Thorbecke (FGT) showed that more than half of the selected households were food secure in both waves but reverse was the case with Dietary Diversity Score (DDS). Age, level of education, and household size were found to be factors influencing food security in both waves and models. The results from the logistic regression showed that an increase in age of household head and household size will reduce the food security status of the North-Easterner’s rural households. Also, the result revealed that the food security status was higher in Borno, Gombe and Yobe compared to Taraba and tertiary education increased the level of food security status for MPCE but reduced the same for DDS. Based on these findings, the study recommends sensitizations on the importance of education and family planning for the rural household in North Eastern states of Nigeria. Key words: Food security status, rural household, North Eastern Nigeria

Will Marriage Promote Insurance Purchase? —— Empirical Evidence on the Effect of Marital Status on Family’s Demand for Commercial Personal Insurance in China

ABSTRACT The risk-sharing function of marriage reduces demand for commercial personal insurance, but the increase in wealth, risk, and information sharing between spouses promotes it. Using data from the 2019 China Household Financial Survey, this study empirically found that compared with single households, married households were more likely to buy commercial personal insurance. We found that household income, social interaction, and household size were the main influencing mechanisms. Heterogeneity analyses showed that marriage significantly increased personal insurance demand if the household head was male, well educated, or middle-aged. Also, marriage had a heterogeneous influence on households with different demographics.