In this study, the recently developed distortional plasticity model (HAH20) was applied to EDDQ and TRIP steel sheets to account for hardening fluctuations induced by loading path changes. Previous non-linear loading path experiments, which were tension-compression, tension-tension, and tension-shear tests, revealed intricate latent hardening in EDDQ steel and a combination of latent hardening and cross loading contraction in TRIP steel. The HAH20 model was calibrated using tension-compression and 90° tension–45° tension tests with adjustment of setting parameters for accurate latent hardening prediction. Then, a comparison between the HAH20 model and the previous distortional plasticity model (HAH14) in the other independent experiments highlights the superiority of HAH20 model due to its description of latent hardening. Furthermore, for TRIP steel, the HAH20 and HAH14 models were applied to predict springback in a U-draw bending test featuring a novel curved blank subjected to reverse and cross loading states simultaneously. The simulation results show that the HAH20 model predicts springback more accurately than the HAH14 model; however, the main reason is the accurate description of reverse loading in the HAH20 model. This is due to the intricate interplay between cross loading contraction and latent hardening in springback.