The network formed by wax precipitation at low temperature and colloid asphaltene at high temperature leads to poor fluidity of heavy oil, and the gelling characteristics of crude oil lead to pipeline blockage, which affects the exploitation, transportation and refining of crude oil. This work prepares a series of cationic surfactant-modified nano hydrotalcite (CSNH) to weaken the network structure and enhance the fluidity of the crude oil by the interaction of organic and inorganic functional groups on the CSNH surface and the components of the crude oil. The results show that CSNHs can all reduce the viscosity of crude oil from different oilfields, among which BTNH can reduce the viscosity of Yanglou (YL) crude oil by 98.8% (31 °C) and depress the pour point by 16.0 °C at most. In the investigation of the universality of crude oil, the modified hydrotalcite was applied to the mixed crude oil (CQH) of Changqing Oilfield, the crude oil (J76) of Jidong Oilfield, the high pour point oil (GN) of Huabei Oilfield, and the crude oil (HQ) of Tuha Oilfield. The viscosity reduction rates were 53.2%, 86.2%, 42.7%, and 63.8%, respectively. The characterization of this nano material confirms the modification of quaternary ammonium cationic surfactant on the surface, resulting in a smaller particle size, and the nano particles are stable under conventional conditions. The mechanism of viscosity and pour point reduction in crude oil by BTNH was discussed by DSC and optical microscopy analysis. The OH- and long-chain alkyl groups on the BTNH surface may interact with the resins, asphaltene and wax through hydrogen bonding and co-crystal, weakening or dispersing their aggregates, thereby improving the fluidity of crude oil. Finally, a cost evaluation was conducted on BTNH, providing useful support for subsequent promotion and application.