Investment Knowledge Research Articles

The Determinants of Financial Risk Tolerance and Portfolio Allocation: Have the Covid-19 Pandemic and the Ukraine War affected our Risk Tolerance?

This study focuses on examining the factors affecting financial risk tolerance and portfolio allocation among working-age highly educated adults in Bosnia and Herzegovina. It also explores how the Covid-19 pandemic and the Russian invasion of Ukraine have affected these financial decisions. We employed multinomial logistic regression, incorporating subjective and objective risk tolerance measures, and considered various socio-demographic and psychological risk-taking factors. The findings reveal that risk attitudes, along with investment knowledge and experience are the primary determinants of financial risk tolerance, while socio-demographic variables have minimal effect. Moreover, the recent financial turmoil resulting from the Covid-19 pandemic and the Russian invasion of Ukraine substantially influenced individual's subjective risk tolerance, with no impact on the objective risk tolerance, which is our main contribution to the existing literature. This study contributes to understanding of financial risk tolerance in emerging markets, shedding light on the key determinants and impact of significant global events.

Exploring the Impact of Employee Motivation on Investment Decisions: - A Study of Factors Influencing Mutual Fund Investment Among Corporate Employee

This study explores the impact of employee motivation on investment decisions, specifically focusing on the factors influencing mutual fund investments among corporate employees. As financial literacy and investment participation grow, understanding the underlying motivations that drive investment choices is crucial for both individuals and financial institutions. Utilizing a mixed-methods approach, we conducted surveys and in-depth interviews with corporate employees across various sectors. The findings reveal that intrinsic motivations, such as personal financial goals and career advancement, significantly influence mutual fund investment decisions. Additionally, extrinsic factors, including company-sponsored financial education programs and peer influence, play a critical role in shaping employees' investment behaviors. Our analysis indicates that motivated employees are more likely to engage in proactive financial planning and make informed investment choices. We also identified barriers such as risk aversion and lack of confidence in investment knowledge that hinder mutual fund participation. The implications of this study suggest that organizations should enhance employee motivation through targeted financial education initiatives and create a supportive investment culture. By doing so, companies can not only improve employee financial well-being but also foster a more engaged and motivated workforce. This research contributes to the existing literature on employee motivation and investment behavior, offering insights for corporate stakeholders and financial advisors aiming to enhance mutual fund investment strategies among employees.

The polychotomy of NFT ownership: Motivational heterogeneity and underlying drivers

We investigate the motivations behind non-fungible token (NFT) ownership. Utilizing survey data from NFT owners, we identify four distinct groups based on their primary motivations: (1) Utilizers, who emphasize functional uses; (2) Socializers, motivated by community and networking; (3) Speculators, focused on profit potential; and (4) Aesthetes, who appreciate artistic and cultural aspects. Our analysis indicates that individual traits such as risk-taking, impulsivity, and investment knowledge significantly influence group membership. These findings suggest that NFT users are a diverse cohort with varied motivations rather than a homogeneous group.

Pengaruh Motivasi Investasi dan Pengetahuan Investasi Terhadap Minat Investasi Mahasiswa Fakultas Ekonomi dan Bisnis di Pasar Modal Melalui Galeri Investasi Universitas Nusa Nipa

This research aimed to investigate how Investment Motivation and Investment Knowledge affect the Investment Interests of students from the Faculty of Economics and Business in the capital market, using the Investment Gallery of Nusa Nipa University. The study utilized an associative approach with a causal relationship form and a quantitative approach. The population for this study comprised students from the Faculty of Economics and Business of Nusa Nipa University, with a sample size of 94 respondents. The data analysis involved multiple linear regression analysis using the Statistical Package for the Social Sciences (SPSS) version 23. The research results showed that (1) investment motivation positively influenced students' interest in the capital market through the investment gallery, (2) investment knowledge also had a positive influence on students' interest in the capital market through the investment gallery, (3) both investment motivation and investment knowledge simultaneously influenced students' interest in the capital market through the investment gallery.

Pengaruh Literasi Keuangan dan Pengetahuan Investasi terhadap Minat Investasi dengan Perilaku Keuangan Sebagai Variabel Intervening pada Gen Z di Kota Bengkulu.

This study aims to determine whether financial literacy and investment knowledge have a direct influence on investment interest, and to determine the effect of financial literacy and investment knowledge on investment interest through mediation of financial behavior. The research approach used in this research is associative. The type of data used in this research is quantitative data and the data source using primary data, namely research data obtained directly from the original source (respondents). The population in this study is generation Z in Bengkulu City. From the calculation using the formula (Hair et al, 2014) with a total of 150 respondents. This research data was processed using the smartPLS version 4 analysis tool and Smart-PLS is an alternative method of SEM analysis using partial least squares or partical last square (PLS). Dirrect Effect research results conclude that the first hypothesis of financial literacy affects investment interest, the second hypothesis of investment knowledge has a significant positive effect on investment interest, the third hypothesis of financial literacy has a significant positive effect on financial behavior, the fourth hypothesis is not supported because investment knowledge has no significant effect on financial behavior, the fifth hypothesis is not supported because investment interest has no significant effect on financial behavior. The research results of the indirect effect resulted in the sixth hypothesis not supported because, financial literacy directly has no effect on investment interest through financial behavior as an intervening variable, the seventh hypothesis is not supported because, investment knowledge directly has no effect on investment interest through financial behavior as an intervening variable.

Motivasi Investasi dan Pengetahuan Investasi: Kunci Penting dalam Mendorong Minat Investasi Mahasiswa Manajemen di Pasar Modal

This research aims to investigate the influence of investment motivation and investment knowledge on investment interest in the capital market (a study on Management students at the Faculty of Economics and Business, Universitas Negeri Gorontalo. The sample size consists 93 studets. The sampling method employs the slovin method, and the data type is primary. Date are collected using questionnaires and surveys. The research analysis testing employs multiple regresssion analysis, then analyzed using the SPSS 16 application The results indicate that, partially, investment motovation has an effect on investment interest, as shown by the Tcount of 5.047 > 1.986. Similarly, investment knowledge also influences investment interest, with an Fcount of 39.930 > 3.10. This means that investment motivation and investment knowledge simultaneously affect student’s Interest in investing in the capital market. The R Square value in this research is 0.470, indicating that the variables investment motivation and investment knowledge explain 47% of the investment interest variable, while the remaining 53% is influenced by other variables not explained in this research.

Pengaruh Literasi Keuangan, Pengetahuan Investasi, dan Motivasi Terhadap Minat Berinvestasi Saham Syariah Mahasiswa Program Studi Manajemen Bisnis Syariah Universitas Muhammadiyah Sumatera Utara

This research aims to analyze the influence of financial literacy, investment knowledge, and motivation on interest in investing in sharia shares among students of the Sharia Business Management Study Program, Muhammadiyah University of North Sumatra. The method used is quantitative, using data obtained from questionnaires filled out by 71 respondents. The research results show that investment knowledge and motivation significantly influence interest in investing in sharia shares, with regression coefficient values ​​of 0.480 and 0.521 respectively. In cont. Financial literacy did not show a significant impact. These findings indicate that focusing on increasing investment knowledge and motivation can increase students' interest in investing in Islamic shares.

Analisis Perilaku terhadap Niat Berinvestasi

This study aims to determine and analyze the influence of behavior on investor intentions. This study uses primary data. The sample used was 100 respondents, namely people who have invested, have worked and have a fixed income. The sampling technique used nonprobability sampling, precisely the respondent accidental technique by distributing questionnaires. This type of research is quantitative research, then the data was analyzed using research instrument tests (validity and reliability tests), multicollinearity tests, multiple regression analysis (regression models, determination coefficients, F tests, t tests), and classical assumption tests (heteroscedasticity tests, normality, assistance and autocorrelation) with the SPSS software program version 25.0. The results showed that financial behavior has a positive and significant effect on investment intentions. This shows that the better a person's level of financial behavior, the better their investment intentions will be. Investment knowledge has a positive and significant effect on investment intentions. This shows that the better a person's level of investment knowledge, the better their investment intentions will be. Financial literacy has a positive and significant effect on investment intentions. This shows that the better a person's level of financial literacy, the better their investment intentions will be.

Pengaruh Pengetahuan Investasi, Persepsi Return dan Persepsi Risiko Terhadap Minat Berinvestasi di Platform Bibit: Studi pada Mahasiswa UBP Karawang

This research aims to find out the influence of investment knowledge, perception of return and risk perception on the investment interest of students of Buana University of Karawang Struggle in the Plant Platform partially and simultaneously. The population includes the entire UBP Karawang student recorded on the 2023 forlap with a sample of 100 respondents, and the sample is calculated using the Slovin formula. Purposive sampling is used as a sampling technique. The Likert scale is used as a measurement scale on questionnaires in data collection. For instrument analysis, validity and reliability tests are used. The data analysis method applied is the double regression analysis, which is supported by the classical assumption test as well as the hypothesis test of the t test, the f test and the R2 test using the SPSS 26 program. This research results in whether investment knowledge, perception of return and risk perception significantly influence the investment interest of UBP Karawang students in the Bibit platform partially and simultaneously. Three free variables in this study influenced the interest of UBP Karawang students in investing in Bibit platforms (only 55,%) that means, many other free variable that can affect the interest investing UBP karawang students on Bibit Platform.

Effect of Investment Knowledge on Investment Decision amid COVID-19 Pandemic: The Moderating Role of Financial Risk Tolerance

Effect of Investment Knowledge on Investment Decision amid COVID-19 Pandemic: The Moderating Role of Financial Risk Tolerance

Investment Knowledge in the Young Generation: A Theory of Reasoned Action Perspective

This study aims to explore the investment knowledge of students from the Faculty of Economics and Business at Universitas Negeri Makassar using the Theory of Reasoned Action framework. Basic investment knowledge is crucial for prospective investors to avoid irrational investment practices, such as gambling, following trends without analysis, falling victim to fraud, and facing significant financial losses. Adequate knowledge, experience, and business instincts are essential for analyzing which assets to invest in within the capital market. Understanding the correct methods of investing is vital to minimize the risk of losses, particularly in stock market investments. While the growth of investors in Indonesia's capital market is promising, the overall interest in investing remains relatively low compared to other countries. This study underscores the importance of enhancing investment education to better prepare young investors. By increasing their financial literacy and decision-making capabilities, we can help foster a more robust investment culture and contribute to the financial well-being of the young generation.

Determinan Minat Investasi Bagi Mahasiswa di Kota Solo

The purpose of this study was to determine the effect of investment knowledge, information technology, perceived return and perceived risk on investment interest among students in Solo. This research was carried out in the city of Solo, with active students studying in the city of Solo as the target population. This study uses primary data whose population is not known with certainty, so the calculation uses the Roscoe formula (1986) and a minimum sample of 107 respondents is found. This study obtained the results of multiple linear regression analysis and hypothesis testing, processed with SPSS 25. Partially, information technology, investment knowledge and risk perception have a negative and insignificant effect on students' investment interest. Partially, perceived return has a positive and significant effect on students' investment interest. Simultaneously, information technology, investment knowledge, perceived return and perceived risk affect students' investment interest in Solo City.

Applicaition and Evaluation of the Value Investing Approach

In tandem with China's economic expansion, there has been a notable rise in per capita disposable income, fostering an influx of individual investors into the securities market. This surge is underpinned by improved transaction mechanisms, with individuals now comprising the primary market participants. However, challenges persist as investment discipline wanes amidst a backdrop of heightened randomness and exorbitant high-frequency operation fees. Consequently, the development of China's secondary stock market remains nascent, fraught with uncertainties, and prone to frequent instances of frustrated investments. The burgeoning popularity of Warren Buffett's value investment theory signals a paradigm shift, with investors increasingly gravitating towards identifying undervalued stocks for sustained returns. Nonetheless, ordinary retail investors grapple with a dearth of investment knowledge, compounded by the intricacies of different industries, thus impeding their ability to effectively apply professional analysis methods. To bridge this gap, this paper endeavours to synthesize prevailing empirical analysis methods commonly employed across diverse industries. Through a comprehensive literature review and reference analysis, it seeks to provide insights aimed at enriching investors' comprehension and application of value investment principles. By elucidating practical approaches, this research contributes to the broader discourse on investment value, fostering a more nuanced understanding within the context of China's evolving securities market landscape.

The Importance Of Knowledge, Investment And Motivation For Gen-Z Interested In Investing

This study aims to empirically prove investment knowledge, investment benefits and investment motivation on Gen-Z's investment interest in the capital market. This study is quantitative research. The population of this research is Gen-Z who are studying at universities in the city of Semarang. Primary data by distributing questionnaires to Gen-Z who are studying at universities in the city of Semarang, Indonesia using accidental sampling is the data source for this study. So there were 199 respondents obtained. Data processing using WarpPLS. The findings of this study show that investment knowledge, investment benefits, and investment motivation have an influence on the investment interest of Gen-Z who are studying at universities in the city of Semarang, Indonesia in the capital market. The implications of this study show that understanding and motivation is important for Gen-Z to invest in the capital market to gain additional income and investment experience.

Pengaruh Modal Minimum, Kepatuhan Syariah dan Preferensi Resiko Terhadap Minat Berinvestasi Pasar Modal Syariah

This research aims to determine the influence of minimum capital, sharia compliance, and risk preferences on interest in investing in the sharia capital market with an understanding of investment as a moderating variable. The case study in this research is generation Z in Bogor. This research uses the SEM PLS method using SmartPLS 4 software. The number of samples in this research was 115 respondents. The research results show that minimum capital does not have a significant effect on investment interest. Sharia compliance has a significant effect on investment interest and risk preferences also have a significant effect on investment interest. Meanwhile, investment understanding cannot yet be a moderating variable on minimum capital. However, investment knowledge is successful and significant as a moderator of the relationship between Sharia Compliance on investment interest and risk preferences on investment interest.

Analisis Faktor-Faktor yang Mempengaruhi Minat Berinvestasi di Pasar Modal bagi Generasi Milenial

The purpose of this research is to identify the factors influencing the millennial generation's interest in investing in the capital market. It employs a qualitative descriptive approach with the Systematic Literature Review (SLR) method. Articles were selected through Google Scholar search and filtered based on specific criteria, resulting in 11 qualifying articles. The findings indicate that factors influencing millennial interest in capital market investment include motivation, investment knowledge, risk appetite, return on investment, technological advancements, minimum capital, and self-efficacy. Two research methods were utilized: quantitative and mixed methods. The most researched factors were investment knowledge (11 times), motivation (10 times), risk preference (5 times), return on investment (3 times), technological advancements (2 times), and self-efficacy (1 time). The key factors significantly influencing millennial investment interest are investment knowledge and willingness to invest. Investment knowledge helps understand potential gains and risks, while motivation creates a drive to achieve financial goals. This combination motivates the younger generation to grasp the importance of investing for financial stability and long-term wealth growth.

Determinan of Invesments Interest in Sharia Digital Mutual Funds Among Generation Z In Langsa City

Generation Z faces a series of challenges, including limited financial resources, yet the demographic of investors in the Indonesian capital market is predominantly composed of Generation Z, including in Langsa City. This research aims to uncover determinants, including the influence of factors such as investment knowledge, celebrity endorsement, and word of mouth, on the investment interest of Generation Z in Langsa City in Shariah digital mutual funds. This study employs quantitative research methods, collecting data through a questionnaire with a sample of 110 respondents and analyzing it using the SPSS application with multiple linear regression. The t-test results indicate that the investment knowledge factor has a t-value of 5,894, surpassing the t-table value 1.659, with a significance level of 0.000 ≤ alpha 0,05, thus accepting H1. The t-value for the celebrity endorsement factor is 3,705, exceeding the t-table value of 1.659, with a significance level of 0,000 ≤ alpha 0,05, accepting H2. The t-value for word of mouth is -0,269, surpassing the t-table value of 1.659, with a significance level of 0,788 ≤ alpha 0,05, rejecting H3. Therefore, the results of this study indicate that investment knowledge and celebrity endorsement significantly influence the investment interest of Generation Z in Langsa City in Shariah digital mutual funds. At the same time, word of mouth does not significantly impact.

The Effect Of Investment Knowledge, Motivation, Capital On Students' Investment Interest In The Capital Market (Case Study On Sharia Banking Students Of Stai Yapnas Jeneponto)

The purpose of this study is to determine the influence of knowledge, motivation, and capital on students' interest in investing in the capital market in Islamic banking students of STAI Yapnas Jeneponto. The research sample is 55 respondents from the 2020 and 2021 batches. The type of research used is quantitative. The data source in data collection is primary data using questionnaires. The instrument of this research is the Likert scale method. Based on the results of research using the SPSS V 24 program, shows that investment knowledge and motivation have a positive influence on students' interest in investing in the capital market. The higher the investment knowledge and encouragement from within and around will increase students' interest in investing in the capital market. Meanwhile, capital has no influence on students' interest in investing in the capital market. The high and low capital to invest does not affect students' interest in investing.

ANALYSIS OF THE APPROACH OF THE THEORY OF RETRIEVAL INVESTMENT DECISIONS

The Islamic capital market is becoming a popular investment choice, contributing to a nation's economic prosperity. This study aims to analyze the impact of investment knowledge, motivation, and religiosity on investment decisions and risks. The research used a mixed method approach, gathering data from 100 respondents. The results indicated that investment motivation does not significantly influence investment decisions, but does affect investment risk. Investment knowledge, on the other hand, does not significantly impact both investment decisions and risks. Religiosity also does not have a significant effect on investment decisions and risks. Therefore, the hypothesis that investment motivation and religiosity influence investment decisions and risks was rejected. However, it was found that investment risk does affect investment decisions, supporting the hypothesis.

Effect of Investment Motivation and Knowledge on Student Investment Interest in the Capital Market

This research, with practical implications for the field of finance and economics, aims to determine the influence of investment motivation and knowledge on student investment interest in the capital market. The population in the study was 565 students from the Faculty of Economics, Universitas Sumatera Selatan, with samples taken using the Slovin formula, so 85 respondents were involved in this research. The data collected used a questionnaire, and this research technique used a purposive sampling technique. This research used Multiple linear regression analysis to analyze data. The findings of this research show that partial investment motivation and interest have a positive and significant influence. There is a positive and significant influence between investment knowledge partially on investment interest, and there is motivation and investment knowledge simultaneously on investment interest