Laminated surfaces of wooden composites are created from decorative papers and impregnation thermosetting resins, mainly melamine-formaldehyde (MF). This type of surface treatment is not always resistant to microorganisms, especially when polluted with organic substances. Bioactive additives are often needed to improve the microbial resistance. In this study, silver nanoparticles (Ag-NPs), in amounts of 0.15 10-3 wt.%, 0.5 10-3 wt.%, 1.5 10-3 wt.%, 5 10-3 wt.%, 15 10-3 wt.%, and 50 10-3 wt.% were added to MF resin. The presence of Ag-NPs in the laminated surfaces of the particleboards improved their anti-bacterial and anti-mold resistances. Growth of gram-positive bacterium Staphylococcus aureus on the sterilized surfaces decreased by approximately 53.7% at most, while the growth of gram-negative bacterium Escherichia coli decreased by up to 100%. The anti-mold resistance of the polluted laminated surfaces containing Ag-NPs increased against Penicillium brevicompactum by up to 62.5%, but there was almost no improvement against Aspergillus niger. The Ag-NPs did not affect the resistance of the laminated surfaces towards aggressive chemicals and only minimally towards dry heat at 180 °C. This inorganic biocide decreased the abrasion resistance of the laminated surfaces by up to 12.6%.