Ultrafine particles play a crucial role in understanding climate change, mitigating adverse health effects, and developing strategies for air pollution control. However, the factors influencing the occurrence and development of new particle formation (NPF) events, as well as the underlying chemical mechanisms, remain inadequately explained. This study compared number concentrations and size distributions of atmospheric ultrafine particles at Xi'an (urban area) and the summit of Mt. Hua (alpine region) in summer to investigate the NPF mechanism and particle growth in both clean and polluted areas of the Guanzhong Plain. The average particle number concentration in Xi'an was significantly higher than that at Mt. Hua. The diurnal variation of total particle number concentration differed between Xi'an and Mt. Hua indicating a divergence in influencing factors. The size distributions in Xi'an varied across different timescales and weather conditions, whereas Mt. Hua exhibited little variation. This stability at Mt. Hua is attributed to its cleaner background atmosphere and the steady influx of aging particles with larger diameters transported from the free atmosphere. In both areas, geometric mean diameters (GMDs) were inversely proportional to particle number concentrations suggesting that increase in particle numbers were primarily due to the generation of smaller particles. The potential governing factors for NPF events differed somewhat between the urban and mountainous stations. In the urban area, intense local stationary and mobile emission sources promoted the growth of newly formed nanoparticles, with ozone-oxidized condensable vapors serving as key precursors. In contrast, at the mountainous station, NPF process were significantly influenced by anthropogenic precursors from long-range transport and locally emitted biogenic organics. The rapid increase in ultrafine particle concentrations primarily poses serious health risks and degrades air quality in urban areas, while also contributing to climate-related effects in alpine regions.