Increase In Income Research Articles

Socio-Economic Determinants of the Physical Activity Intensity in Russia

The study examines the socioeconomic, demographic and health determinants of physical activity intensity in Russia. Using RLMS-HSE (the Russia Longitudinal Monitoring Survey – Higher School of Economics) data for 2021 and indicators of six levels of physical activity intensity, the authors built ordered probit models and calculated average marginal effects for a set of covariates. The independent variables were selected based on the SLOTH microeconomic model describing individual preferences towards physical activity.The ordered probit regression provided empirical support for Meltzer and Jena's theoretical framework, stating that as income increases, with the pronounced substitution effect, the time spent on physical activity decreases, and the intensity of physical activity rises. In our study, the thesis about an increase in intensity with rising income was confirmed for a subsample of men but not women. For women, the intensity was determined by factors such as multiple morbidity and residing outside of Moscow or Saint Petersburg, which were not significant in the regressions for men.The study resulted in several important conclusions. The intensity analysis showed that physician recommendations regarding the type of physical activity should consider patients' workload. For individuals with a busy schedule, recommended types of exercise that require a long time (for example, walking) are not suitable. At the same time, intense workouts (such as tennis or gym classes) can be built into the schedule. There is a need to develop sports infrastructure at workplaces, allowing individuals to allocate time for classes without bearing additional time and monetary costs associated with travel to the location of workouts. As income increases, exercising near the workplace allows an individual to increase the intensity of physical activity without incurring additional time costs

The changing association between pandemic-related stressors and child and adolescent mental health during the waning phase of the COVID-19 pandemic

This study examined the relation between pandemic-related stressors and mental health among young people (YP) in India during two time points in the waning phase of the pandemic. We use data from two cross-sectional waves of over 20,000 YP aged 5–19 in February 2022, during the peak of the Omicron wave, and October 2022, during a reduction in infections and easing of restrictions. COVID illness/death in the family’s social network, current lockdown stringency, and significant change in household income were examined in relation to adult respondents’ reports of YP internalizing symptoms. Internalizing symptoms declined slightly from February to October 2022. COVID-19 illness/death in the family’s network was generally associated with more internalizing symptoms. Higher lockdown stringency was associated with lower levels of internalizing symptoms. YP in households with increases in income tended to have more internalizing symptoms. Many associations were driven by older adolescents and were stronger during the earlier (Feb-2022) than later (Oct-2022) data collection time-points. The findings illustrate the importance of anchoring results within a study’s specific geographic context, including concurrent events during the study period. Importantly, findings that may initially seem counterintuitive ultimately illuminate the dynamic and complex processes underlying child and adolescent mental health.

Financial Inclusion and Rural Development: Empowering Micro-entrepreneurs in Lubuk Beringin, Bungo Regency, Jambi, Indonesia

Micro-entrepreneurs in rural Indonesia often face challenges in accessing financial services and developing sustainable business practices. This community service initiative aimed to empower micro-entrepreneurs in Lubuk Beringin, Bungo Regency, Jambi, Indonesia, by promoting financial inclusion and rural development. A mixed-methods approach was employed, incorporating surveys, focus group discussions, and in-depth interviews to assess the needs and challenges of micro-entrepreneurs. Based on the findings, a comprehensive program was designed and implemented, encompassing financial literacy training, business development workshops, and access to microcredit facilities. The program resulted in increased financial literacy, improved business skills, and enhanced access to financial resources among the participants. Data indicates a 20% increase in average monthly income and a 15% rise in business savings among participating micro-entrepreneurs six months after program completion. Additionally, the program fostered a sense of community and collaboration among the participants. This initiative demonstrates the vital role of public administration in empowering micro-entrepreneurs through financial inclusion and rural development strategies. By providing access to financial knowledge, skills, and resources, public administration can contribute to sustainable economic growth and improved livelihoods in rural communities.

State-level trends in access to Medicaid family planning services, 2008-2023.

To characterize the landscape of policies that determine eligibility for family planning services through Medicaid programs and describe trends in eligibility and its determinants over time. Secondary data were collected for all states in the United States for the years 2008 through 2023. Data on economic and demographic characteristics came from the American Community Survey (ACS). Our descriptive study characterized state adoptions of Medicaid family planning section 1115 waivers and state plan amendments (SPA) and their eligibility criteria. We then estimated the proportion of women aged 19-44 years who were eligible for family planning services through Medicaid and identified the key determinants of changes in eligibility, by state and year. Information on state Medicaid policies was extracted from documentation on the Centers for Medicare & Medicaid Services website. When estimating the eligible population sizes, the denominator was women aged 19-44 years, the group most likely to be eligible for Medicaid family planning programs. Supplemental data on program enrollment or utilization were collected from states' websites and reports. Though eligibility limits for family planning through Medicaid generally increased over time, the proportion of women aged 19-44 years eligible for at least limited benefits decreased from 45.0% in 2012 to 39.4% in 2022, largely because of increases in household income. Trends varied considerably across states and by eligibility pathway. Among women with incomes below the poverty level, the proportion who were not eligible for Medicaid family planning services decreased from 6.3% in 2013 to 1.5% in 2022. Our data demonstrated substantial geographic and temporal variation in eligibility for family planning services through Medicaid. We identified key drivers of eligibility changes that may have important implications for health services analyses of means-tested public programs.

Defining, Measuring, and Increasing “Rootedness” in the High Migration Context of Honduras

Executive Summary The notion of “rootedness” in the sociology and migration literature is not well defined despite its increasing use by academics and, especially, practitioners. Defining and measuring rootedness has been problematic given that it is often operationalized as, but is not fully captured by, a concept related to social capital, community attachment, and participation. Rootedness is also often thought of as solely the absence of the desire to migrate. However, we argue that an individual’s desire to stay can be just as important as the well-documented “root causes” of migration; that is, economic poverty, insecurity, and strong migration networks. We propose a working definition of the concept of rootedness based on an empirical analysis of data from a nationally representative survey in the high migration context of Honduras. We find that rootedness can both be defined as and measured by an individual’s agreement with the idea that where they live is their “true home” and that they “see a good future” in that location. We further find that rootedness can be increased via a strong sense of security (not only the absence of victimization) and active community support for youth. Programs and policies should therefore promote security that goes beyond just preventing crime and fosters a general sense of wellbeing. In particular, programs should promote efforts to ensure that youth are supported by incorporating them in community decision-making, listening to what youth propose, promoting youth participation, and supporting youth leadership. Importantly, income is not strongly associated with this definition of rootedness. This finding highlights the important role of non-economic factors in migration decisions. Even when income increases, it does not necessarily increase the aspiration to stay. To be rooted, as we conceive of it, means more than having sufficient income. In summary, the paper examines and offers a new understanding of the concept of “rootedness,” which speaks to why some members of a community want to migrate and others desire to remain in their home communities. Fleshing out our understanding of rootedness as a way to talk about and measure the desire to remain is therefore crucial to realizing the “right” or “freedom” to stay at home.

Survival Regression Model Allowing for Exposure-Mediator Interaction: Analysis of Kenya Demographic Health Survey (KDHS) 2014 Data

Although infant and under-five mortality rates have decreased over the past decade, Kenya, like many other African nations, did not achieve the Millennium Development Goal (MDG) 4 target. To accelerate progress towards reaching Sustainable Development Goal 3 by 2030, it is essential to understand the factors influencing under-five child mortality (UFCM), taking into account all potential confounding variables and effect modifiers. The child mortality rate serves as a key health indicator for any country. This study used data from the 2014 Kenya Demographic and Health Survey (KHDS). This paper introduces the concept of decomposing the total effect of an independent variable into three components: a direct effect, an indirect effect, and an interactive effect. We attempt to account for the direct effect of an independent variable on the outcome, then proceed to check the effect of the presence of a possible mediator and, furthermore, the possible interactions between an exposure variable and a mediator variable. The outcome variable was UFCM, and the study was to determine the effect of mother’s education on UFCM, in the presence of mediators such as mother’s income and the effect via the interaction between mother’s education and maternal income was estimated. To capture the effect of mediation and interactions in the context of survival analysis, an Aalen additive model, including a product term for the exposure and mediator term, was developed. The methods were further illustrated with practical approach to KDHS data. KDHS has data on a broad scope of risk factors for UFCM. Computations for all data sets was implemented using the freely available R-software package. This analysis suggests that while a significant portion of the impact of maternal education on UFCM is mediated by increasing maternal income, it is the interaction between maternal education and maternal income that leads to a reduction in UFCM. Interventions targeting an increase in income among mothers with no education level would yield a greater reduction in UFCM than interventions targeting mothers with a higher education level. The total effect was ascribed to an interaction between the mother’s education level and maternal income, and part of it is attributable to pure indirect effect, and a given proportion is attributable to pure direct effect. The majority of the total effect (70%)is attributed to the interaction between change from no education level to primary education level and maternal income. 22% is associated with the pure direct effect, while 8% is linked to the pure indirect effect. Interventions with a given increase in income among those with no education level would yield a greater reduction in UFCM than interventions targeting mothers with a higher education level.

Innovation as a Foundation of Competitiveness of Smes on the Colombo-Venezuelan Frontier

Objective: This article is the result of a research carried out in a group of SMEs with the objective of analyzing innovation in this business commercial segment. Innovation has become a determining factor for the success of modern organizations due to their ability to generate products and services that satisfy customer needs. Theoretical Framework: Several authors with extensive research experience were consulted in order to add a theoretical construct to the research regarding innovation in organizations. Method: The methodology adopted for this research was executed under a quantitative, descriptive and analytical approach, with a field, non-experimental and transactional design. The information was obtained directly with the application of a structured instrument to an intentional sample applied to ten managers of SMEs on the Colombian-Venezuelan frontier. Results and Discussion: It was established that these do not receive adequate attention from management since all the evaluated indicators were located at a medium and low level in an instrument designed with a Likert scale. Research Implications: It can be inferred that the managers in question do not make significant implementations or changes in the products or services they market, failing to generate economic value due to the non-implementation of strategies that lead to an increase in operational income within the managed organizations. Originality/Value: The research carried out under the positivist paradigm due to its quantitative approach based on the rigorous application of the scientific method, is characterized by the possibility of generalization, which allows based on particular results to proceed to make generalizations that can be applied in similar circumstances.

Structural transformation without industrialization? Evidence from Tanzanian consumers

AbstractExport‐oriented industrialization was central to many Asian countries' structural transformation processes, but many African countries are bypassing industrialization, and the prospects for competing in global manufacturing markets are poor. Alternative structural transformation pathways all rely on domestic markets, and thus understanding their trajectories requires uncovering consumer preferences. Using detailed household expenditures data from a nationally representative panel survey in Tanzania, I estimate a flexible, stylized consumer demand system. I recover estimates of expenditure elasticities of demand for goods, services, and food in the aggregate, along with price elasticities of demand, identified using within‐household variation in prices and expenditures. I find that, across the expenditures distribution and in both rural and urban areas, consumer preferences are service facing. In particular, I show that (1) consumers sharply increase spending on services relative to goods and food as incomes increase; (2) demand for services in the aggregate is somewhat sensitive to changes in service prices; and (3) food, goods, and services are substitutes for each other. On one hand, a high propensity to consume the types of services that generate large local economic growth multipliers is consistent with driving growth in service sector employment. However, sustained growth in the long run may be limited because these services are low productivity and nontradable, and domestic markets are size constrained.

Digital sustainability tracing in smallholder context: Ex-ante insights from the Peruvian cocoa supply chain

Global demand for sustainable agri-food products creates opportunities for smallholder farmers. But on-farm verification of sustainable practices is costly, making third-party certification inaccessible to many poor farmers. Digital technologies for tracing agri-food products from farm to fork could help: novel traceability systems, based on blockchain technology, can make data about on-farm practices transparently available to downstream stakeholders, enabling them to verify sustainability claims without external audits. There is limited understanding, however, of how such digital tracing systems fit local needs and capacities in smallholder contexts. Through a grounded theory approach, we explore the potential of digital traceability for sustainability monitoring in a case study in the Ucayali region of Peru. Based on interviews with local cocoa sector stakeholders, we identify two major challenges: first, setting up digital traceability systems requires investments that do not seem justified by corresponding increases in income. And second, relying on farmer-supplied data creates the risk of inaccurate information due to insufficient capacity as well as incentives for providing distorted data. Our findings suggest that strong cooperation along the supply chain is needed to ensure adequate return on farmer-side costs and investments. Focusing on sustainability metrics at the community level, in addition to the farm level, may be promising, as these metrics can be reliably collected by external stakeholders and add value beyond existing third-party certification standards. Our case study provides recommendations for local policy makers and supply chain stakeholders to develop inclusive digital sustainability tracing systems with smallholder farmers.

Optimizing Microgrid Load Fluctuations through Dynamic Pricing and Electric Vehicle Flexibility: A Comparative Analysis

In the context of modern power systems, the reliance on a single-time-of-use electricity pricing model presents challenges in managing electric vehicle (EV) charging in a way that can effectively accommodate the variable supply and demand patterns, particularly in the presence of wind power generation. This often results in undesirable peak–valley differences in microgrid load profiles. To address this challenge, this paper introduces an innovative approach that combines time-of-use electricity pricing with the flexible energy storage capabilities of electric vehicles. By dynamically adjusting the time-of-use electricity prices and implementing a tiered carbon pricing system, this paper presents a comprehensive strategy for formulating optimized charging and discharging plans that leverage the inherent flexibility of electric vehicles. This approach aims to mitigate the fluctuations in the microgrid load and enhance the overall grid stability. The proposed strategy was simulated and compared with the no-incentive and single-incentive strategies. The results indicate that the load peak-to-trough difference was reduced by 30.1% and 18.6%, respectively, verifying its effectiveness and superiority. Additionally, the increase in user income and the reduction in carbon emissions verify the need for the development of EVs in tandem with clean energy for environmental benefits.

The Role of Village Fund in Local Economic Development through Revamping the Bah Biak Waterfall Ecotourism Area

The Village Fund (VF) drives local economic growth by fostering ecotourism development. This study investigates the impact of the VF program on Local Economic Development (LED) in the Bah Biak Waterfall Ecotourism area, located in Sidamanik Sub-district, Simalungun Regency, North Sumatra. The VF program aims to enhance community income, create employment opportunities, and improve the productive capacity of rural communities. We use a purposive sampling method to collect data from 64 households out of 174 in the area. Critical indicators of LED, including local employment, household income, and expenditure, were analyzed using paired sample t-tests to compare conditions before and after using the VF. The results indicate a significant increase in local employment, household income, and expenditure following the utilization of the VF. This research underscores the importance of community participation in all stages of program activities, from planning to evaluation, and highlights the need for enhanced involvement in monitoring processes. The findings contribute to understanding how the VF can effectively support local economic development and provide recommendations for future ecotourism package development that integrates local resources and attractions. Future studies will focus on developing integrated ecotourism packages that combine multiple attractions and activities in the region, such as the panorama of tea plantations, Arabica coffee farming, creative economics based on beekeeping, and educational tourism related to sustainable practices.

Exploring the Impact of Students’ Number of Disabilities on Parent Expectations for Postsecondary Education

ABSTRACT Parents’ expectations predict the educational attainment of their children regardless of the children’s disability status. Prior research shows specific disability labels impact parents’ postsecondary educational expectations of their children with disabilities. However, researchers have not investigated how the number of co-occurring disabilities (that is zero, one, two, or three or more disabilities) influence parents’ postsecondary educational expectations for their children. We report the results of multiple linear regression analyses examining the relationship between children’s number of disabilities and parental expectations using parent responses from the United States 2012 National Household Education Survey. A negative correlation exists between students’ disability count and parents’ educational expectations, even when controlling for potentially confounding factors. Regardless of children’s disability count, parents from higher income households maintain higher educational attainment expectations. Increases in family household income mitigate the negative relationship between disability count and parental expectations. Implications for parents, educators, and transition team members are presented.

Digital technology and psychological happiness: the mediating roles of interpersonal relationships and employment situations.

Psychological happiness represents the ultimate pursuit of human beings, and the impact of digital technology on psychological happiness is becoming increasingly significant in the era of the digital economy. Based on data from 2020 China Family Panel Studies (CFPS), this study constructs an empirical model that examines the effect and mechanism of digital technology on happiness. Additionally, this study investigates the heterogeneity and robustness of the impact of digital technology on happiness. The research conclusions are as follows: Firstly, digital technology can promote psychological happiness. When controlling for other factors, the marginal effect coefficient of digital technology is 0.031. Secondly, the effect of digital technology on personal happiness varies among different groups, particularly among women, young individuals, primary and college graduates, and rural residents. Furthermore, as absolute income increases, the happiness effect of digital technology diminishes. Thirdly, in terms of the influencing mechanism, digital technology indirectly affects individual happiness by influencing health status, interpersonal relationships, employment situations and income levels. Specifically, digital technology negatively impacts personal health, interpersonal relationships, and agricultural work, while positively impacting family relationships, non-agricultural employment, absolute income and relative income. Digital technology affects happiness through these channels indirectly. Based on the study results, it is proposed that efforts should be made to enhance the development of digital technology infrastructure in remote rural areas, reduce the financial burden associated with digital technology, and promote the digital technology ecosystem. Moreover, providing online services, such as e-commerce, travel reservations, and digital financial management, can improve access to digital technology in rural areas and contribute to increased happiness levels. Simultaneously, there is a need to strengthen digital skills training, particularly among vulnerable populations such as the elderly and rural residents, to improve their proficiency in digital technologies. This can be achieved through the integration of additional educational resources, thereby facilitating cost-free digital technology training and guidance. Meanwhile, it is essential to vigorously develop the new economy and innovative employment models, create job opportunities, foster entrepreneurial prospects, and improve income levels to enhance individual well-being.

Does college selectivity reduce obesity? A partial identification approach.

We use data from the National Longitudinal Study of Adolescent to Adult Health to investigate whether the quality of tertiary education -measured by college selectivity-causally affects obesity prevalence in the medium run (by age 24-34) and in the longer run (about 10years later). We use partial identification methods, which allow us, while relying on weak assumptions, to overcome the potential endogeneity of college selectivity as well as the potential violation of the stable unit treatment value assumption due to students interacting with each other, and to obtain informative identification regions for the average treatment effect of college selectivity on obesity. We find that attending a more selective college causally reduces obesity, both in the medium and in the longer run. We provide evidence that the mechanisms through which the impact of college selectivity on obesity operates include an increase in income, a reduction in physical inactivity and in the consumption of fast food and sweetened drinks.

Nurses' preferences for working in Uber-style ‘Internet plus’ nursing services: A discrete choice experiment

BackgroundChina's ‘Internet Plus’ nursing services, which are Uber-style home care services with an ‘online application, offline service’ approach, have been evolving over the past five years. Registered nurses' preference for these Uber-style Internet Plus nursing services are crucial for improving human resource management and service efficiency, yet research in this area remains scarce. ObjectiveThis study aimed to explore registered nurses' preferences for Uber-style Internet Plus nursing services and provide optimization recommendations from a supply-side perspective. DesignA cross-sectional study utilising a discrete choice experiment. Setting(s)Two public tertiary hospitals located in Tianjin, China, which have implemented Internet Plus nursing services. Participants211 registered nurses who participated in Internet Plus nursing services. MethodsThe survey was conducted anonymously using an online survey platform. Respondents were presented with choices between two alternatives, based on five key attributes: income, safety and security, patient and family cooperation, commute time, and service type. Mixed logit models estimated the stated preferences for attributes. Relative importance scores, willingness-to-pay estimates, and simulations of service-type uptake rates were calculated. Subgroup analysis and seemingly unrelated regression estimation were performed to examine heterogeneity in preferences. ResultsA total of 3202 choice observations were generated. When sorted by the strength of preference, the five attributes related to registered nurses' choice of Uber-style Internet Plus nursing services, measured by their relative importance scores, are as follows: safety and security (30.89 %), income (27.41 %), patient and family cooperation (18.47 %), service type (11.96 %), and commuting time (11.27 %). Elevating safety and security from low to high levels has the same utility as a 31.81 % increase in monthly income, equivalent to 2586.14 yuan. Subgroup analysis showed that senior nurses place more value on safety and security than junior nurses (β = 1.421 vs.β = 0.725; P = 0.011), and unmarried nurses had a stronger preference for family and caregiver cooperation (β = 1.105 vs.β = 0.314; P = 0.023). ConclusionsThe strength and heterogeneity of registered nurses' preferences should be highlighted in the dispatch algorithms model of Uber-style Internet Plus nursing services, thereby enhancing the efficiency and humanity of Uber-style Internet Plus nursing services. Tweetable abstractRegistered nurses prioritise safety and security, acknowledging heterogeneous preferences in Uber-style Internet Plus nursing services.

Unravelling the effects of straw return on rice production in central China: Evidence for future policy‐making

AbstractThe practice of straw return represents an effective and sustainable approach to recycling and reusing agricultural residues, thereby significantly contributing to the circular economy within the agri‐food sector. Although this practice holds significant promise for enhancing soil quality and mitigating pollution resulting from straw burning, the realization of these substantial benefits depends on the extent to which farmers are willing to embrace this practice, a decision closely tied to the anticipated economic benefits it offers. The present study aimed to explore the effect of straw return on rice production in terms of rice yield and net return using a representative household survey of 1752 rice farmers in central China. The results showed that there exist threshold effects of the years of straw return on both rice yield and net income, which decline as years of straw return increase below the thresholds, and then increase linearly above the thresholds. Overall, after implementing the straw return practice, it took an average of about 3.5 years to observe a positive effect on rice yields and about 7.5 years to see an increase in net income. The estimates were robust to threshold regression, Lasso regression and random forest regression methods. Nonetheless, the provision of essential technical guidance to farmers via agricultural cooperatives could contribute to expediting the realization of the benefits associated with implementing straw return practices. The results imply that the current incentive mechanism aimed at diffusing straw return practice should be fine‐tuned by considering the time required for straw return to generate economic benefits in specific contexts, ensuring better compensation for initial losses. Interventions that shorten the time needed to realize these benefits, such as providing additional technical training for farmers, should be implemented. Furthermore, the uncertainty regarding the time frame for benefit realization should be communicated clearly and effectively to farmers.

Pengaruh Usaha Budidaya Bebek Petelur Terhadap Perekonomian Keluarga di Desa Sukamerindu Kecamatan Pemulutan Barat

This research aims to find out the influence of petal duck business on the family economy in Sukamerindu Village, Indralaya district of Ogan Ilir. The approach used in this research is quantitative with the type of descriptive research. The population of this research is an entrepreneurial duck with a sample of 30 entrepreneurs using a census sample technique. Data collection techniques using observation and lifting. Data analysis techniques using simple linear regression formulas. The results of the research showed that there was an influence between the business of the duck on the family's economy. For influence business ducks belong to the low category. With the result of a ritung value > rtable that is a positive influence on the economy of the family that has a contribution of 0.153 or. That means every 1% increase in the rate of breeding of the duck (X), then the increase in income (Y) will increase by 0.153. As far as the positive impact of the breeding of the duck is concerned, it can be seen from the result that the majority of the community that has an undertaking of breeding ducks is able to meet the daily needs of quality food, have sufficient water, and are able to satisfy daily needs. It can be concluded that the results of the research there is a positive relationship between the cultivation of ducks petal against the economy of the family in the village of Sukamerindu district of Ogan Ilir.

Digital Content Marketing in Brand Management of Small Business Enterprises, Trading Companies and Territorial Marketing

Purpose: The research aims at a practical evaluation of the influence of digital content marketing in the system of brand management on the examples of small businesses, trading companies and territorial marketing. Methodology: To achieve the aim, the See-Think-Do-Care strategy was used, and a matrix of correlation of digital content and the object of realisation of digital content marketing in brand management was developed. Mathematical methods such as correlation analysis and regression analysis were used as well. Findings: The results of the study demonstrated that the type of digital content management is affected by the size and activity kind of the company, enterprise or organisation, which proves the necessity for diverse digital content. Correlation analysis enabled the proof of a tight correlation (0,98) between digital content marketing and brand management. A parameter indicating the influence of digital content marketing, was found to be expenses for digital content marketing. The parameter, illustrating the efficiency of brand management for small businesses and trading companies was determined to be average annual income, and for territorial marketing - number of tourists per year. Three types of models were built to determine the quantitative influence of digital marketing on brand management. The results of Model 1 have the most significant effect as the influence of digital content marketing on income increase, and thus, brand development amounts to from 8324 USD to 13571 USD. While talking about Model 2, income increase fluctuates from 3030 USD to 3600 USD per year. Evaluation results on Model 3 illustrate the insignificant influence of digital content marketing on income and brand management. Originality: In further studies, it is proposed to divide small businesses based on activity kinds and study digital content marketing in brand management depending on activity kinds.

THE INCREASING INCOME STRATEGY OF SUMBER AGUNG VILLAGE WEST PESIR DISTRICT THAT IMPACT ON COMMUNITY ECONOMY FROM THE PERSPECTIVE OF SIYASAH MALIYAH

The enactment of Law Number 6 of 2014 concerning Villages and Law Number 23 of 2014 concerning Regional Government gives villages the right to regulate their regional affairs. In increasing the village's original income, the village government has the right and authority to widely utilize village wealth. Regarding village income sources, efforts to mobilize resources to develop the people's economic potential will increase people's productivity, so that the productivity of both human resources and natural resources around the people can be increased. In this research study, the formulation of the problem is how the strategy for increasing village original income has an impact on the community's economy and how siyāsah māliyah reviews this strategy. The aim of this research are to find out how the strategy of increasing village original income has an impact on the community's economy and how siyāsah māliyah views this strategy. The type of research used in this research is field research, where this research was carried out by interviewing staff at Sumber Agung Pekon, Ngambur District, Pesisir Barat Regency. Data analysis was carried out qualitatively, processing data analysis using descriptive analysis methods, namely discussions based on general thought patterns and then concluded in specific terms. The research results show that the strategy to increase village original income which has an impact on the community economy in the Sumber Agung area, Ngambur District, Pesisir Barat Regency is by establishing village-owned business entities, developing beach tourism, and also having village markets. The conclusion from the results of this research is that the strategy to increase village original income which has an impact on the economy of the community in the Ngambur area has made a contribution, although not much. Siyāsah māliyah's review of the increase in original village income which has an impact on the economy of the community in the Sumber Agung District of Ngambur is in accordance with the principle of benefit, namely prioritizing the interests of the people rather than the interests of the individual.

The Development of the Life Insurance Market in Central and Eastern European Countries

Motivation: The need to implement the process of economic transformation in the recent past is what significantly differentiates the countries of Central and Eastern Europe from other members of the European Union. Integration into the financial system of the European Union has been an important factor influencing the process of transformation of the life insurance sector and the establishment of the level of competition, as well as the quality and scope of insurance services offered. In addition, the improvement in the macroeconomic situation and the increase in household income have had a significant impact on the growth in demand for insurance products from the life insurance segment. Despite positive changes, the insurance market of Central and Eastern European countries remains a relatively underdeveloped market, and its structure, unlike that of Western European countries, is dominated by property insurance. This points towards a need for further research into the determinants of life insurance market growth in this region of Europe. Aim: The aim of this paper is twofold. The first part presents an assessment of the level of development of the life insurance market in ten countries of Central and Eastern Europe over the period 2011-2021 using the method of multivariate comparative analysis in dynamic terms. The second part of the paper is devoted to an attempt to identify the determinants of the development of this market using econometric models for panel data. Results: The life insurance market varies widely among the group of countries considered. The trends of change during the period under consideration were also different. The most severe downturn in the life insurance market was recorded in Poland and the Czech Republic. Significant development was observed in Lithuania and Latvia, countries with an underdeveloped market in the past. The econometric models used confirmed the impact of economic development on the life insurance market.