Based on a plain concrete pile composite foundation project in the coastal area of Zhuhai, considering the complex hydraulic load environment induced by tidal water-level changes, finite element simulations and parameter calibrations were carried out to determine the physical and mechanical properties of plain concrete pile composite foundation. The hardening soil small (HSS) model, which can be used to simulate the complex mechanical behavior of soft soil under small strain, was selected for modeling analysis. Model parameters were calibrated through resonance column tests, triaxial consolidation drainage loading and unloading shear tests. The complex hydraulic loads were analyzed, including the effects of cyclic tidal action and the sudden rise and fall of the water level induced by strong storm surges on the force, deformation of plain concrete piles, and the mechanical seepage properties of soft soil around piles. The results indicate that: (1) Compared with coastal soft soil in Shanghai, Zhoushan, Tianjin, and other areas, the soft soil in the Zhuhai area has a smaller dynamic shear modulus, cohesion and internal friction angle, and worse engineering properties. (2) The sudden rise of water level leads to a sudden change in the pore pressure of the groundwater, which induces a large deformation of the pile-soil composite foundation. If the foundation on the offshore (dike) side exhibits the most prominent deformation and foundation damage, such as uneven settlement is prone to occur. (3) The offshore side pile is most affected by the hydraulic loads. The deformation of the pile body along the pile body is uneven and the deformation of the upper pile body is relatively large, which may cause fracture damage.