This study investigates the phase change heat storage process in the hot water displacement system. The PCHS unit incorporates V-shaped fins and straight fins to enhance heat transfer, with the additional enhancement of annular fins. Numerical simulation is used to examine the impact of fin structure and quantity on the evolution of internal flow rate, liquid phase, and temperature during the heat charging process. The response of different fin structures to parameters such as melting time, heat storage rate, storage capacity, and dimensionless temperature is analyzed. The results indicate that Model-6 (4 V-shaped fins + annular fins) exhibits the shortest melting time, reduced by 52.13 % compared to Model-1 (initial structure). The melting time of Model-4 (4 straight fins + annular fins) and Model-6 shows little difference, during the final melting stage, attributed to the good heat transfer performance of the bottom fin in Model-4. Furthermore, the total heat absorption of Model-4 and Model-6 is decreased by 3.92 % and 3.20 % respectively compared to Model-1, while the mean rate of heat storage is increased by 100.20 % and 102.21 % compared to Model-1, demonstrating the significant improvement in heat storage performance with annular fins. Additionally, the same number of V-shaped fins and straight fins, when paired with annular fins, exhibit minimal differences in their strengthening effects, with V-shaped fins enhancing pre-melting and mid-melting, and straight fins showing advantages for end-melting.