Although guided waves offer great potential for monitoring various structures, interpreting signals from piezoelectric sensors remains a challenging task. One main reason is the significant influence of environmental conditions on the wave propagation. A lot of research has already been done on the influence of temperature effects and recently more attention has been shifted towards loads. While previous publications have mainly focused on uni- or bi-directional loads, this publication expands the developed models to include bending loads.After reviewing the analytical basis of acoustoelasticity, the derived equations are expanded to nonhomogeneous elastic bending loads using the partial wave method. The analysis is completed using recent results developed by C. Hakoda and C. J. Lissenden (2018) [1], that gave more physical insight in the propagation of guided waves in various frequency-bands.The focus of the experimental analysis is around the fundamental S0- and A0-Modes of Lamb waves. To validate the analytical results an aluminum plate is instrumented using piezoelectric transducers and loaded with varying bending loads. The experimental results are in good agreement with the analytical theory and demonstrate the influence of bending prestress on guided wave propagation. Based on these results an innovative measurement method for bending loads is developed, that is robust to small temperature changes.