Urban Air Mobility (UAM) vehicles have a large range of designs and configurations that lead to new noise characteristics and potentially different perceptual responses when compared to traditional aircraft. In addition, UAM vehicles are expected to operate around and within densely populated regions where the presence of ambient background noise is often present. Strategically, this can be leveraged to inform vehicle design and operations to partially or completely mask UAM noise, allowing for mitigation of negative responses and an increased number of allowed operations. A psychoacoustic test was conducted to investigate how masking effects can influence the annoyance response to a low frequency harmonic tone complex (80-320 Hz). To do this, five test subjects compared their annoyance response to the low frequency tonal noise with a higher frequency broadband noise (10 dB down bandwidth between 300 and 2000 Hz), with and without a masking noise present. Detection thresholds were also measured for both sounds to help fit a model to the data. Although the effect of masking on annoyance is complex, results indicate that for some individuals, masking leads to a lower annoyance than the sound level alone would predict.