This short paper, draws on 40 years of research and advisory work, rather than a single, short-term, finite research project. It examines recent and current examples of urban housing policies, programmes and projects in a wide range of countries in both the Global North and South in its aim order to meet its aim to stimulate and contribute to the search for strategic approaches to the production, maintenance and management of urban low-income group housing; it examines the historical, geographic, cultural/political and economic contexts within which they are set, laying some emphasis on the prevailing existential threats to humanity caused by: (1) global heating, and (2) the pandemic pervasiveness of viral pathogen transmissions and their social, economic and legislative impact on physical settlement planning and management. Emphasis is given to distinguishing between ‘public housing’, for which all governing decisions are unilaterally made by relevant state agencies and institutions, and ‘social housing’, in which non-governmental beneficiary households and enterprises, communities and organisations are engaged in risk- and benefit-sharing partnership with responsible state agencies at all levels of the governance and management of affordable and accessible urban housing. The paper concludes by drawing attention to the urgency of need to build the capability of the extensive range of actors and stake-holders, worldwide and calling for the initiation and dissemination of successful policy approaches and their administration.