Carbon fiber-reinforced phenolic resin (CF/PF) and glass fiber-reinforced phenolic resin (GF/PF) composites are crucial for thermal insulation and load-bearing capabilities in the aerospace industry. Understanding their creep behavior at various temperatures is essential. This study investigates the impact of temperature on the bending creep properties of CF/PF and GF/PF composites, focusing on deformation response, damage mechanisms, and prediction models. Results reveal that the decrease in creep properties at elevated temperatures is mainly attributed to the increased viscoplastic strain. At room temperature, CF/PF composite demonstrates exceptional creep properties. CF/PF composite exhibits heightened sensitivity to elevated temperatures, undergoing creep rupture at 210 °C and 240 °C with failure strains of 0.48 % and 0.49 %, respectively. High-temperature damage mechanisms have been analyzed in depth using a combination of thermal stress finite element simulation and microscopic characterization. Thermal stress is directly related to the difference in thermal expansion between the fibers and the resin. The influence of fiber distribution and geometry results in the interface being subjected to both normal and shear stresses. The accumulation of interfacial damage increases the plastic deformation and degrades creep performance. Additionally, an advanced temperature-dependent Burgers model has been developed and effectively predicted the creep curves under different temperatures and loads. This model demonstrated great potential as a general predictive model.