Laser brazing, producing a class-A joint surface in automotive, relies on the defocus control to manage laser heating mode and braze performance. This work demonstrates that the laser interaction mechanism transitioned from keyhole welding to conduction brazing as defocus distances increased from −20 to ≥18 mm while keeping other parameters consistent. Uniform brazed joints were achieved at defocuses of +22, +25 and + 30 mm. Increased defocus distance resulted in a wider bead, with a larger laser irradiation area and expanded heat affected zone (HAZ), leading to increased steel melting and more Fe-rich precipitates within the Cu braze. The interfacial reaction layers remained Fe(Si) with increasing thickness as defocus changed from +22 to +30 mm, and two distinct Fe(Si) phases were initially identified. The steel Zn coating evaporated upon direct laser irradiation at upper two regions while participated in interfacial reactions at the weld root. At the weld root, a dramatic phase transition from Zn–Cu to Cu was observed, with liquid Zn(Cu) phases particularly forming in joints with a +30 mm defocus, led to solidification cracks that acted as failure initiation sites during tensile testing. Cracks propagated along the interfacial reaction layer/bead interface, or along large Fe-rich precipitates within the bead. A +30 mm defocus produced a lower hardness HAZ than with a +22 mm defocus, due to the higher content of bainite and tempered martensite resulting from a slower cooling rate. This work provides insights into optimizing laser brazing parameters for Zn-coated steel.