This research explores the impact of Management Information Systems (MIS) on user experience in private bank mobile banking, focusing specifically on the effectiveness of m-BCA. Utilizing a descriptive quantitative approach, the study aims to understand how mobile banking features, including accessibility, user interface, security, and functionality, influence user satisfaction. Data were collected through direct experimentation with the m-BCA application, complemented by analysis from secondary data sources and a survey of 30 users. Results indicate that 93.3% of users find m-BCA effective for routine banking needs, attributing high ratings to its convenience and functionality. However, while 80% of respondents appreciate the current security measures, 20% cite the absence of advanced security features such as fingerprint and facial recognition as a drawback. The study also reveals mixed feedback on the user interface; while the straightforward design aids usability, 10% of users express a desire for a more visually appealing interface. Despite these areas for improvement, m-BCA’s comprehensive set of features is generally seen as effective, supporting users in performing essential transactions with ease and reliability. The findings suggest that enhancing interface aesthetics and integrating advanced security options could further boost user engagement and trust in mobile banking applications, underscoring MIS’s role in meeting evolving customer expectations in digital banking.