Presents a method, based on a fuzzy neural network, that uses fully polarimetric information for terrain and land-use classification of synthetic aperture radar (SAR) image. The proposed approach makes use of statistical properties of polarimetric data, and takes advantage of a fuzzy neural network. A distance measure, based on a complex Wishart distribution, is applied using the fuzzy c-means clustering algorithm, and the clustering result is then incorporated into the neural network. Instead of preselecting the polarization channels to form a feature vector, all elements of the polarimetric covariance matrix serve as the target feature vector as inputs to the neural network. It is thus expected that the neural network will include fully polarimetric backscattering information for image classification. With the generalization, adaptation, and other capabilities of the neural network, information contained in the covariance matrix, such as the amplitude, the phase difference, the degree of polarization, etc., can be fully explored. A test image, acquired by the Jet Propulsion Laboratory Airborne SAR (AIRSAR) system, is used to demonstrate the advantages of the proposed method. It is shown that the proposed approach can greatly enhance the adaptability and the flexibility giving fully polarimetric SAR for terrain cover classification. The integration of fuzzy c-means (FCM) and fast generalization dynamic learning neural network (DLNN) capabilities makes the proposed algorithm an attractive and alternative method for polarimetric SAR classification.