The pronounced conductivity of tin dioxide (SnO2) nanoparticles makes it an ideal multifunctional electrode material, while the challenge is to stabilize the quantum dot (QD) SnO2 nanocore in water. An Anderson-type polyoxomolybdate, (NH4)6[Mo7O24], is employed as an inorganic ligand to stabilize a ca. 6 nm SnO2 QD (Mox@SnO2). X-ray scattering and diffraction studies confirm the tetragonal SnO2 nanocore in Mox@SnO2. Elemental analyses are in good agreement with the mass spectrometric detection of the [Mo7O24]6- cluster present in Mox@SnO2. The ionic POMs attached to the SnO2 surface through [Mo-O-Sn] covalent linkages have been established by surface zeta potential, shift of the [Mo = O]t Raman vibration, and extended X-ray absorption fine structure (EXAFS) analyses. The presence of the [Mo7O24]6- cluster in the Mox@SnO2 is responsible for the remarkable aqueous stability of Mox@SnO2 in the pH range of 3-9. Dominant oxygen vacancy in the SnO2 core, identified by EXAFS data and the anisotropic electron paramagnetic resonance (EPR) signals (g ∼ 2.4 and 1.9), results in facile electronic conduction in Mox@SnO2 while being deposited on the electrode surface. Mox@SnO2 acts as an active catalyst for the electrocatalytic nitrate reduction (eNOR) to ammonia with 94% faradaic efficiency (FE) at -0.2 V vs RHE and a yield rate of 28.9 mg h-1 cm-2. The stability of Mox@SnO2 in acidic pH provides scope to reuse the Mox@SnO2 electrode at least four times with notable NH3 selectivity and a superior production rate (239.06 mmol g-1(cat) h-1). This study demonstrates the essential role of POM in stabilizing SnO2 QD, harnessing its electrochemical activity toward electrocatalytic ammonia production.