Competent Experts Research Articles

SECTORAL FINANCING CONCENTRATION AND SHARIA RURAL BANKS’ PROFITABILITY

Introduction: Sharia rural banks (SRBs) in Indonesia face high non-performing financing (NPF). The high NPF likely causes a decrease in the profitability of SRBs. One strategy to overcome high financing risk is selecting the appropriate financing strategy either sectoral financing diversification or concentration. This study explores the impact of sectoral financing concentration along with some control variables on the profitability of Sharia rural banks in Indonesia using aggregate data of SRBs from 2010:M1 to 2023:M12 Methods: Our study employs the quantitative method utilizing the Autoregressive Distributed Lag (ARDL). Returns on Assets (ROA) are utilized to measure profitability and Sectoral financing concentration is measured by the Herfindahl-Hirschman index (HHI). Some control variables are assets, capital adequacy ratio (CAR), financing (FIN), cost-income ratio (CIR), NPF, consumer price index (CPI), and COVID. Results: The results show cointegration, indicating the long-run relationship among the variables being studied. The findings signify that sectoral financing concentration fortifies Sharia rural banks' profitability. Also, the size and equity enhance profitability. The results also highlight that low inflation increases profitability and COVID-19 lowers profitability. Conclusion and suggestion: Our results suggest that Sharia rural banks should have competent experts in specific economic sectors such as trade, restaurants, and hotels, which generate more profit due to comparative advantage.

INTEGRATION OF SNI ISO/IEC 17024:2012 AND SNI ISO/IEC 17021-1:2015 STANDARDS IN IMPROVING THE QUALITY OF MANAGEMENT SYSTEMS AT PT QUANTUM HRM INTERNASIONAL

This study discusses the application of the integration of ISO 17024 and ISO 17021 standards in Improving the Quality of Management Systems at PT Quantum HRM International (QHRMI). The purpose of this study is to find out how to apply the integration of the two standards. This study uses qualitative research method with the type of research used, namely literature research or literature study or known as desk study where the researcher relies on various literature to obtain research data. The results of this study show that the implementation of ISO 17024 and ISO 17021 at QHRMI has strengthened objective, transparent, and reliable certification standards. In personnel certification, QHRMI prioritizes the principles of impartiality and integrity, supported by a structured management system and competent experts. Meanwhile, the implementation of ISO 17021 ensures that audits and certification of the management system of educational organizations are carried out professionally, in accordance with international standards and applicable regulations. Through the integration of these two standards, QHRMI has succeeded in improving operational efficiency by reducing duplication of documents, optimizing management coordination, and encouraging continuous improvement. The integration also strengthens QHRMI's reputation as a credible certification body, while increasing its competitiveness in the certification industry.

STAGES OF THE ADMINISTRATIVE PROCEDURE OF STATE ACCREDITATION IN THE FIELD OF HIGHER EDUCATION

The article is devoted to the consideration of the features of the procedural activity carried out within the framework of state accreditation in the field of higher education. The purpose of the article is to identify problematic issues and develop proposals for improving the regulatory acts governing the relevant administrative procedure. The author’s definition of accreditation expertise is formulated as a special procedure for studying educational activities for a specific educational program, conducted by competent experts with special knowledge in the field of education, within the framework of which accreditation indicators and educational activities of the organisation are compared, which allows determining its quality. The need to exclude from the subject of accreditation expertise such indicators as the average score of the unified state examination of students accepted based on its results for training in higher education programmes, as well as the average score of entrance examinations, is substantiated, since these indicators cannot be attributed to the indicators of the quality of educational activities for a specific educational programme of higher school. The integration of the electronic educational environment of educational institutions with the Federal State Information System “the unified identification and authentication system” is proposed. The necessity of specifying individual deadlines within the stage of accreditation expertise is substantiated, which will help to ensure the right of an educational organisation to timely receive the result of the state service for accreditation of educational activities.

Experts in promotion and prevention - The 100th Anniversary of Finnish public health nurse education

Abstract Issue/Problem Two key public health issues at present are mental health problems and obesity. Both typically begin before adulthood and once occurred, typically persist. Prevention would be important but also economically and humanely sensible. For this, competent experts in preventive work and health promotion are needed. Description of the problem Public health nurse education, originally known as health sister education, was initiated in Finland in 1924, by the Mannerheim League for Child Welfare. The six-month health sister education was targeted at nurses and began from the desire to focus not only on treating diseases but also on promoting health. In the 1940s, education was reformed and in the 1950s significantly expanded. In the 1970s, the professional title changed from ‘health sister’ to ‘public health nurse’. In 1987, the education was extended to 3 years, including the education of registered nurses. In 1992, the education was further extended to 3.5 years. By the beginning of the 21st century, education evolved into 4 years bachelor’s degree. Results In 2024, eighteen Universities of Applied Sciences provide public health nurse education in Finland. The 4-year Bachelor of Health Care in Public Health Nursing -degree (240 ECTS credits) also qualifies for a registered nurse. Nearly half of the education consists of clinical training. In addition, registered nurses can supplement their degrees by completing a one-year education (60 ECTS credits) that qualifies them as public health nurses. Lessons In Finland, approximately 700 new public health nurses graduate annually. They are trained to work independently as experts in preventive work, health promotion, and public health. Around 9,500 Finnish public health nurses work in settings such as maternity and child health clinics, school health services, occupational health care, and outpatient clinics. Key messages • Due to the overcrowding in many healthcare services providing treatment, educating experts in health promotion and disease prevention is crucial now and in the future. • By ensuring competent experts in health promotion and disease prevention, future healthcare services can continue to provide economically and humanely sensible and effective help for people.

The System of Forensic Activity Digitalization Theory

The article examines the system of private theory of forensic activity digitalization from the standpoint of forensic expertology. The subject, objects, tasks of the theory and its place in forensic expertology are described. The paper presents the theory of forensic activity digitalization that can be attributed to several private theories, the provisions of which equally apply both to the process of expert examination in general and to expert studies of individual types of examinations as well. Two sections in the theory system are designated: forensic examination of digital footprints and information and computer support for forensic activity. The first section includes and considers the following: the nature of digital footprints, their properties and features and the mechanism of formation; forms of presentation and classification of digital footprints and their carriers as objects of forensic examinations; general tasks of digital footprints expert examination. The second section pays attention to the technologies of algorithmizing and digitalization of methods and techniques of forensic examination. The prospects for the introduction of neural networks to forensic examination and the related relevant problems are considered. In addition, the author notes changes in the methodology and technologies for developing expert methods in connection with the introduction of artificial intelligence algorithms. This section outlines the areas of application of neural networks for solving forensic problems. The reasons for erroneous conclusions related to application of neural networks in forensic examinations are analyzed. Particular attention is paid to the sources of model risk. To develop methods for solving typical expert problems based on neural networks it is proposed to create forensic datasets and repositories for consequent analysis and machine learning for various types of forensic examinations. The article also substantiates the need for new expert competencies: expert data analyst, expert data engineer and machine learning engineer.

Validation of Physics Kit Based on Sensor and PjBL Model to Improve Students' Digital Literacy, Science Process Skills, and Learning Outcomes

The development of of physics kit based on sensor and PjBL model has been carried out to improve the digital literacy, science process skills, and learning outcomes of students. This development aims to describe the validation of physics kit teaching materials that are suitable for use in learning activities. The development model design used is 4D which consists of definition, design, development and dissemination stages. This research is limited to the development stage. Validation activities have been completed in the development process. The validity of of physics kit based on sensor and PjBL model was assessed by 3 competent experts who are competent at Mataram University. In addition to the validity of the physics kit, there are several learning tools that are assessed for validity to support the quality of the kit developed. Some of these learning tools include lesson plans, worlsheets, test instruments for digital literacy, science process skills, and learning outcomes. The validation results showed that the physics kit received an average score of 93.35%, the lesson plans 87.50%, the student worksheets 94.17%, the digital literacy instrument 87.54%, the science process skills instrument 92.59%, and the learning outcome instrument 88.63%. Based on these results, all components were categorized as "Very Valid". These findings indicate that the physics kit based on sensors and the PjBL model is highly valid and can be effectively used in science learning activities at school.

Numerical method for forming an alternative opinion in coalitions of highly qualified specialists using relative usefulness indicator

Subject of research: the formation of an alternative opinion in coalitions of highly qualified specialists. Purpose of research: development of a numerical method for the formation of an alternative opinion in coalitions of highly qualified specialists using a relative utility indicator and its subsequent implementation in the form of a computer program. Methods of research: survey, formalization, system analysis, correlation analysis, Hamming criterion, natural experiment, object-oriented programming. Main results of research: 1. The approach proposed by the author, based on combining methods of mathematical statistics and taking into account the individual competencies of experts, provides new opportunities for the formation of an alternative opinion in coalitions of experts and allows for increased efficiency in decision-making. 2. Verification of the developed numerical method was carried out using the example of a survey of police officers regarding violators of security systems in the field of critical information infrastructure. 3. A computer program has been developed that implements the created method. 4. The study revealed that the relative usefulness indicator of the j-th expert provides an opportunity to form alternative expert positions that have a reliable generalized opinion. 5. The practical significance of the work lies in the development of a computer program that can be used to conduct expert surveys and obtain reliable expert assessments based on them.

Digital competency among the aged entrepreneurs under the silver economy with soft power in Thailand

The rise of the elderly in Thailand experiencing a significant demographic transformation resulted in a growing senior population to become a super-aged society by 2030. This affacted the demand for “silver economy in Thailand. The objectives are to study (1) the overview of digital competency among the aged entrepreneurs under the silver economy with soft power; and (2) the mechanism for digital competency empowerment among the aged entrepreneurs under the silver economy with soft power in Thailand. Mixed-research method was employed by quantitative (survey questionnaire) and qualitative (Focus group discussion and interview) with a total of 100 samples and 15 key informants involved: the government workers, the aged entrepreneurs, the private & industrial workers, the digital competency expertise, the elderly expertise, and the community leaders. Two main results reflected the objectives accordingly: 1) the overview of digital competency summarized from survey questionnaire found most of the positive factors as follow; 1.1) positive attitude toward digital competency even of their quite low educational background; 1.2) their positive practical existing skilled in digital competency : digital communication, digital media production, privacy, security, analytic thinking skills that can be well applied with their silver economy’s activities. 2) the mechanism for digital competency empowerment among the aged entrepreneurs found most urgent needs in more closed collaboration among all relevant sectors, starting from the lead government sector, private sector, and the local sectors to help expanding all kinds of empowerment activities. Deepen links by driving more inter-sectoral mechanism, resources sharing, regular consultation for internship, apprenticeship, on-site training, employment, market outlet and other schemes with equity, quality and sustainable practices.

Commentary on “Embodiment Consciousness in Music Performance Pedagogy” by Alves and Nogueira

This commentary on Alves and Nogueira (2024) proposes a potential approach to compare expert and non-expert music teachers’ use of embodied teaching strategies in one-to-one lessons with advanced performance students. The approach is hypothesis-driven, and builds on Alves and Nogueira’s theoretical framework of expert competency domains, as well as empirical studies of musical communication and one-to-one teaching strategies. It is argued that a comprehensive definition of embodied teaching strategies should be conceptualized in terms of the quality of teacher–student interactions and the measurable outcomes of those interactions, and that it should account for the wide range of verbal and non-verbal forms of embodied musical communication that arise.

SICALC - A new tool for aircraft noise calculations

This paper investigates how aircraft noise calculations can be made available for everyone. Traditionally, tools for aircraft noise calculations have been characterized by high complexity and numerous variables that users must consider. This complexity has necessitated expert competence to conduct calculations, limiting the accessibility of these calculations. SICALC (SINTEF Noise Calculator) is a new web-application tool that aims to challenge this practice and make noise calculation available to everyone while ensuring high-quality, reliable, uniform, and error-free results. The paper will discuss how the aircraft noise calculation method, NORTIM (the Norwegian Topography Integrated Model), has incorporated new technology and design principles into SICALC. It will also address the various challenges associated with this development.

Evaluating the implementation of the mechanical engineering student skills competency

This study aims to evaluate the implementation of the Expertise Competency Test (UKK) for students of Vocational High Schools (SMK) in the Machining Engineering Expertise Program implemented by the First Party Professional Certification Agency (LSP P1) in Banten Province. The evaluation was conducted using the CIPP model (Context, Input, Process, Product, and Outcome). This study is useful for assessing the performance of LSP P1 in implementing the UKK and evaluating the impact of UKK graduates on their acceptance in the industrial world. The research was conducted in three vocational schools in Banten Province with the research subjects including the head of LSP P1, the head of the machining engineering expertise programme, and competency assessors. The research instruments used were questionnaires, observations, documents and interviews, which had been validated by expert judgement. The data analysis technique used was descriptive quantitative. The results showed that the implementation of UKK by LSP P1 in Banten vocational schools received the following evaluations: 1) Context aspect scored 3.36 (very good category), 2) Input aspect scored 3.47 (very good category), 3) Process aspect scored 3.36 (very good category), 4) Product aspect scored 3.26 (very good category), and 5) Outcome aspect scored 2.94 (good category). In conclusion, the implementation of the UKK by LSP P1 in the Machining Engineering Expertise Programme at SMK Banten Province has been running very well in most aspects, although there is room for improvement in the Outcome aspect related to the impact of graduates in the industrial world. The contribution of this research is to provide an overview of the effectiveness of expertise competency certification in SMKs as well as input to improve the quality of graduates who are better prepared to compete in the world of work.

Evaluasi Program Praktik Kerja Lapangan (PKL) Pada Kompetensi Keahlian Tata Busana SMK Syubbanul Wathon Tegalrejo

The high unemployment rate of Vocational High School (SMK) graduates in Indonesia, reaching 22% of the total national unemployment, indicates a mismatch between graduate competencies and the needs of the business world and industry (DUDI). To overcome this problem, the Field Work Practice Program (PKL) is designed to strengthen the relationship between education and industry. This study evaluates the implementation of PKL on the Fashion Design Expertise competency of SMK Syubbanul Wathon Tegalrejo, a vocational school based on an Islamic boarding school that implements PKL based on Teaching Factory, using a descriptive qualitative evaluation method with the CIPP (Context, Input, Process, Product) approach. Data were collected through observation and interviews. The evaluation results show that in terms of Context Evaluation, SMK Syubbanul Wathon has adequate facilities and teaching staff to support the implementation of PKL. Input Evaluation shows that PKL planning and preparation are carried out well and in a structured manner, although there are limitations in human resources in the field of Fashion Design. In the Process Evaluation, the implementation of PKL went according to plan, but direct interaction between students and mentors from DUDI was still limited and mostly done online. Product evaluation revealed that some students successfully completed the project on time and showed increased competence, but others were still unable to complete the project on time. In addition, students gained new knowledge about the fashion industry and were satisfied with the internship experience, although improvements were needed in instilling a work culture. Overall, the implementation of the Teaching Factory-based internship with external mentors is still relevant and useful. Recommendations for further research include the development of more effective mentoring methods and continuous assessment of industry needs.

The learning curve for modified hand-assisted retroperitoneoscopic living donor nephrectomy

BackgroundWe aimed to introduce our modified hand-assisted retroperitoneoscopic living donor nephrectomy (HARPLDN) technique and define the learning curve.MethodsOne hundred thirty-eight kidney donors who underwent modified HARPLDN by the same surgeon between May 2015 and March 2022 were included. A cumulative sum (CUSUM) learning curve analysis was performed with the total operation time as the study outcome.ResultsIn total, the mean operative time was 138.2 ± 32.1 min. The median warm ischemic time (WIT) and estimated blood loss were 90 s and 50 ml, respectively. The learning curve for the total operative time was best modeled as a second-order polynomial with the following equation: CUSUMOT (min) = (–0.09 case number2) + (12.88 case number) – 67.77 (R2 = 0.7875; p<0.05). The CUSUM learning curve included the following three unique phases: phase 1 (the initial 41 cases), representing the initial learning curve; phase 2 (the middle 43 cases), representing expert competence; and phase 3 (the final 54 cases), representing mastery. The overall 6-month graft survival rate was 99.3%, with 94.9% immediate onset of graft function without delayed graft function and 0.7% ureteral complications.ConclusionsOur modified method is safe and effective for living donor nephrectomy and has the advantages of a shorter operating time and optimized WIT. The surgeon can become familiar with the modified HARPLDN after 41 cases and effectively perform the next 97 cases.

Validity of Project Model Science Learning Tools Assisted by Augmented Reality to Improve Students' Literacy and Creative Thinking Abilities

The development of project model science learning tools assisted by augmented reality has been carried out to improve students' literacy and creative thinking abilities. This development research aims to produce a valid product and describe the results of the validation of the learning device so that it is suitable for use in the learning process. This type of research is research and development with 4D model design which consists of the definition, design, development and dissemination stages. Validation of learning tools was carried out by three competent expert validators at Mataram University. The development of augmented reality-assisted project model science learning tools developed consists of a syllabus, lesson plans, teaching materials, LKPD, augmented reality media as well as scientific literacy test instruments and creative thinking ability test instruments. The results of the research show that the project model science learning tools assisted by augmented reality have very valid and reliable criteria so that they are suitable for use in the science learning process in schools to improve students' scientific literacy and creative thinking abilities.

О некоторых критериях оценки заключения эксперта-почерковеда

The article reviews challenging issues associated with carrying out handwriting examinations including the ones related to handwriting expert's competence, drawing conclusions, documentation of expert opinions. An analysis of a certain pool of reports prepared by experts carrying out professional activities in departmental expert institutions, in particular, law enforcement authorities, and privately practicing experts in the period from 2006 to 2023 has given an opportunity to identify some problems. The authors have identifi ed expert mistakes caused by the expert's professional training level, lack of experience in carrying out expert activities, personal characteristics. Special attention is paid to expert's competence that directly aff ects the quality of examination carried out and preparation of the an expert opinion. The authors have arrived at conclusions that are signifi cant on a practical level thanks to a deep theoretical analysis of the mentioned problems and multiple years of practical experience.

Evaluasi Program Pendidikan

A comprehensive evaluation aims to identify the strengths and weaknesses of the program, thus allowing for informed decision-making for improvement and development. This study aims to analyze the concepts, objectives, principles, steps, supporting factors, inhibiting factors, and solutions to overcome inhibiting factors in the implementation of educational program evaluation. The research method used is a literature review, with a focus on literature review analysis that discusses the concepts and steps of evaluating educational programs, as well as factors that need to be considered in the evaluation. The results show that the evaluation of educational programs has the goal of assessing program effectiveness, identifying areas of improvement, and encouraging improvement in the quality of education. The evaluation of educational programs should be guided by the principle of objectivity and focus on the goals of the program. The steps that must be taken in the evaluation of educational programs include the preparation and implementation as well as monitoring of the evaluation of educational programs. Supporting factors for the evaluation of educational programs include clear and firm policies from the government and educational institutions. This policy includes evaluation standards that must be met, methodologies used, and evaluation implementation schedules Factors that hinder the evaluation of educational programs include a lack of resources, both in terms of finance and competent experts.

СТАНДАРТИЗАЦИЯ ЭКСПЕРТНОЙ ДЕЯТЕЛЬНОСТИ КАК ВАРИАНТ ОБЕСПЕЧЕНИЯ НАДЛЕЖАЩЕЙ КОМПЕТЕНЦИИ ЭКСПЕРТА В ГРАЖДАНСКОМ СУДОПРОИЗВОДСТВЕ

In the modern realities of the administration of justice in the framework of civil proceedings, it is obvious that the special knowledge of non-governmental experts is actively used. The competence of these experts, for a number of objective reasons, does not always correspond to the competence of state experts. One of the solutions to the problem of insufficient competence of non-governmental experts may be the standardization of forensic expertise.

The effect of expertise in music reading: cross-modal competence

We hypothesize that the fundamental difference between expert and learner musicians isthe capacity to efficiently integrate cross-modal information. This capacity might be anindex of an expert memory using both auditory and visual cues built during many years oflearning and extensive practice. Investigating this issue through an eye-tracking experiment, two groups of musicians, experts and non-experts, were required to report whether afragment of classical music, successively displayed both auditorily and visually on a computer screen (cross-modal presentation) was same or different. An accent mark, associated on a particular note, was located in a congruent or incongruent way according to musical harmony rules, during the auditory and reading phases. The cross-modal competence of experts was demonstrated by shorter fixation durations and less errors. Accent mark appeared for non-experts as interferences and lead to incorrect judgments. Results are discussed in terms of amodal memory for expert musicians that can be supported within the theoretical framework of Long-Term Working Memory (Ericsson and Kintsch, 1995).

Conflict elimination based on opinion dynamics in fuzzy group decision-making

The different preferences of experts in fuzzy group decision-making problems will lead to conflict, which hinders the reaching of consensus. In present conflict management techniques, local conflict among individual experts or the overall level of conflict is often concerned. This paper deals with conflict relations by opinion dynamics to resolve the whole and local conflicts among experts. This paper proposes a conflict resolution method based on opinion dynamics, which mainly includes three parts: (1) trust propagation: taking the consistency index into account in the propagation of trust, aiming at making as objective an assessment as possible of the competence and social status of experts; (2) conflict detection and elimination: reducing conflicts to an acceptable level through multiple rounds of preference adjustment according to the harmony degree; (3) alternatives selection: proposing a scoring function combining extent superiority with number superiority to score and rank the alternatives. Finally, a numerical example is given to illustrate the feasibility of the proposed method.

Identification tools for Bazzania (Lepidoziaceae, Marchantiophyta) from Madagascar: the Xper3 interactive and static keys

A computer-assisted identification (CAI) key, created by the XPer3 software, is presented based on the description of the genus Bazzania (Lepidoziaceae) in Madagascar. The knowledge database is presented along with automatically generated keys and static keys, which are both produced by the software. Although these tools are powerful and user-friendly, expert competence is essential both for building the database and providing relevant keys.