Cadmium (Cd), a highly toxic heavy metal, profoundly impacts crop productivity. The bHLH-type transcription factors regulate plant stress responses, yet their involvement in maize's Cd stress response remains unclear. Here, we studied ZmbHLH105, a maize bHLH gene induced by Cd exposure. Overexpression of ZmbHLH105 in maize seedlings, which were treated with 1.0 mM CdCl2 for 7 days, increased endogenous ABA levels, decreased Cd accumulation, and enhanced Cd stress tolerance. ZmbHLH105 directly bound to promoter regions of two key ABA biosynthesis genes ZmNCED1/2, activating their transcription, thus boosting ABA levels and Cd tolerance. ZmbHLH105-overexpression promoted lignin synthesis, while ZmbHLH105-RNAi attenuated this effect. Exogenous ABA supplementation increased lignin content in Cd-stressed maize roots, suggesting ZmbHLH105-mediated Cd tolerance involves ABA-induced lignin deposition and cell wall thickening. Moreover, Cd transport-related gene expression was suppressed in ZmbHLH105 overexpression lines. Our findings demonstrate that ZmbHLH105 decreases Cd accumulation, improving Cd tolerance by enhancing ABA biosynthesis, increasing lignin deposition, thickening cell walls, and inhibiting Cd absorption in maize roots. This study unveils ZmbHLH105's mechanisms in Cd tolerance, highlighting its potential in breeding low Cd-accumulating crops for food and environment safety.