The pursuit of high-efficiency and zero-emission refrigeration technologies has spurred interest in electrocaloric (EC) refrigeration utilizing ferroelectric (FE) materials, where accurate characterization of the EC effect is crucial for comprehending its underlying physical mechanisms and for developing high-performance EC materials. In this study, we investigate the influence of unsaturated vs saturated FE polarization characteristics on EC effects using Pb0.99Nb0.02[(Zr0.6Sn0.4)0.85Ti0.15]0.98O3 ceramics. Direct EC measurement reveals that unsaturated loops can introduce substantial errors and even fake negative EC effects when employing the Maxwell approach for indirect EC measurement. In contrast, relatively accurate indirect EC results can be obtained using saturated FE hysteresis loops. Furthermore, it also highlights the necessity for saturated polarization conditions to achieve optimal EC performance in FEs. This work not only emphasizes the importance of carefully selecting polarization data for indirect EC measurements, but also presents a universal strategy to enhance EC effects in various materials.