Deep learning applied to electrocardiograms (ECG-AI) is an emerging approach for predicting atrial fibrillation or flutter (AF). This study introduces an ECG-AI model developed and tested at a tertiary cardiac centre, comparing its performance with clinical and AF polygenic scores (PGS). ECG in sinus rhythm from the Montreal Heart Institute were analysed, excluding those from patients with preexisting AF. The primary outcome was incident AF at 5 years. An ECG-AI model was developed by splitting patients into non-overlapping datasets: 70% for training, 10% for validation, and 20% for testing. Performance of ECG-AI, clinical models and PGS was assessed in the test dataset. The ECG-AI model was externally validated in the Medical Information Mart for Intensive Care-IV (MIMIC-IV) hospital dataset. A total of 669,782 ECGs from 145,323 patients were included. Mean age was 61±15 years, and 58% were male. The primary outcome was observed in 15% of patients and the ECG-AI model showed an area under the receiver operating characteristic curve (AUC) of 0.78. In time-to-event analysis including the first ECG, ECG-AI inference of high risk identified 26% of the population with a 4.3-fold increased risk of incident AF (95% confidence interval 4.02-4.57). In a subgroup analysis of 2,301 patients, ECG-AI outperformed CHARGE-AF (AUC=0.62) and PGS (AUC=0.59). Adding PGS and CHARGE-AF to ECG-AI improved goodness-of-fit (likelihood ratio test p<0.001), with minimal changes to the AUC (0.76-0.77). In the external validation cohort (mean age 59±18 years, 47% male, median follow-up 1.1 year) ECG-AI model performance= remained consistent (AUC=0.77). ECG-AI provides an accurate tool to predict new-onset AF in a tertiary cardiac centre, surpassing clinical and polygenic scores.
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