The present and paleo-drainage networks, depositional surfaces, fault throw, slope of the downthrown fault blocks, soil properties, sediment characteristics and published optically stimulated luminescence (OSL) ages are used to define the role of tectonics and climate in the growth of forty-five terminal fans (TFs) in the Indo-Gangetic foreland basin. Twenty-three TFs show a single exposed surface throughout, suggesting no or imperceptible breaks in sedimentation during their formation. In contrast, twenty-two TFs show multiple growth surfaces, separated by soil profiles and erosional surfaces. The available optically stimulated luminescence (OSL) dates of these depositional surfaces suggest different phases of TF growth.Tectonically triggered surface faulting altered accommodation space, slope of the substrate, and sediment supply and initiated new TF depositional cycles. The tectonically stable periods, in contrast, did not form TFs, despite the favourable humid climate conditions. Instead, the dry and humid climatic regimes, when combined with frequent surface faulting, produced and remobilized sediments more quickly, promoting TF growth. The humid climate TFs are spatially extensive (average area = 2000 km2), with clay horizons interspersed between sand facies. The dry climates TFs are smaller (average area = 1370 km2), with intervening calcrete horizons and surface salt-efflorescence. Low precipitation and inadequate sediment supply hampered the growth of these dry climate TFs. Despite a considerable period of surface exposure, the surfaces of dry climate TFs lack a well-developed soil profile.The upper Ganga Plain provides more accommodation space across the faults than the middle Ganga Plain. Accommodation space and substrate slope have little effect on TF area unless climatically triggered sediment remobilization occurs. For a given accommodation space and substrate slope, steeper sloping TFs occupy less area than lower sloping ones. Faults with throws of <5 m and substrate slopes of <2° do not form TFs; instead sediment wedges are formed across fault slope breaks.The TFs in the upper Ganga Plain show more growth surfaces than the middle Ganga Plain. The older growth surfaces are either progressively arranged across the direction of channel shift or occur as inliers in between the younger alluvium. Well-developed distributaries on the older TFs disperse sediment more readily, rather than accumulating it in proximal fan regions. However, the younger TFs, with relatively less-developed distributary channel networks, vertically stack sediments in their proximal part and occasionally transport sediment as sheet floods to their distal end regions. The combined geomorphic response of TFs to tectonic events and climatic fluctuations is, therefore, simultaneous for TF growth and stabilization.