The sound insulation performance of double-leaf partitions is crucially affected by the mass-air-mass resonance phenomenon, whose frequency reduction can shift the high sound insulation to lower frequencies. In this work, an alternative strategy for exceeding the low limit of the mass-air-mass resonance frequency of conventional double panels is proposed in terms of the effective surface mass density. An equivalent spring-mass model based on the effective medium theory is implemented to intuitively understand the characteristics. A simple double-panel metamaterial is designed by replacing one of the panels with a single-plate metamaterial attached strip masses to decrease the structural complexity. The extended semi-analytical method is applied to predict efficiently the sound transmission loss in the low-frequency range, which is verified by the coupled vibro-acoustic finite element method with excellent agreement. The results demonstrate that the proposed double-panel metamaterial can reduce the minimum of the resonant frequency without changing the areal mass density and panel spacing. The sound insulation can be significantly improved between the reduced mass-air-mass resonance and the anti-resonance frequencies. To provide a better understanding of the sound transmission loss improvement, parametric studies are conducted. The design strategy is validated through experiments conducted in an impedance tube, and the results corroborate the findings. This study is instrumental in designing double-panel partitions that require sound insulation in specific low-frequency regions.