Flood mapping using Synthetic Aperture Radar (SAR) data impose limitations in fully distinguishing flood under vegetation due to false double bounce returns from inundated tree trunks along with seasonal heterogeneities devised from changing land cover settings. In addition, rapid mapping of flooded vegetation is challenging during near real time applications. In this paper a fully automatic novel supervised classification approach called polarimetric Naïve Bayes is proposed that combines polarimetric information with series of Gaussian mixture models in Naïve Bayes framework to detect various flooded vegetation classes. It also allows the user to choose class configuration and eliminates creation of Region of Interest (ROI) for supervised training. The proposed approach uses scattering information from pre monsoon PolSAR dataset in training step to create ROIs for buildings and other features. In the next step series of Gaussian Mixtures are used for density estimation for different features in Bayesian multiclass problem. The newly developed classifier applied on 2016 Assam flood event resulted in precise mapping of at least three different vegetation classes under flood such as submerged vegetation, wetlands and floating vegetation. Under optimal class configuration, the approach showed better performance compared to other supervised techniques applied on the same data set such as MLE, Mahalanobis, Minimum Euclidean distance, and SVM classifications in delineating flood, submerged vegetation, wetlands and floating vegetation with Producer’s Accuracy of 98.6%, 81.1%, 94% and 51.5% respectively and combined Overall accuracy of 95.5% for flooded vegetation class. This method also detected multiple vegetation classes with better accuracy compared to similar methods.