In this article, we will look at why people react differently to stress. We will analyze the results of a number of empirical studies of individual differences in students' reactions to stress during study and outside study time. We will explore the factors that influence individual differences in the emergence of a stress response. We compare genetic, acquired, and dispositional individual differences and give examples of each of these categories to show how one or another difference affects the occurrence of stress. Traditionally, psychologists have paid much attention to how people cope with stress and how they react to stressors.
 Much of this interest is based on the general belief that some people are more prone to stress and more vulnerable than "others".
 Therefore, people are distributed within some continuum of stress resistance. It turned out that some people are prone to stress, while others rarely experience stress even under difficult conditions. This idea has attracted the interest of universities because this approach makes it possible to identify stress factors that determine the contingent with a stable psyche. In the field of education, this idea is attractive because it implies the possibility of identifying people who are prone to stress, with the help of which appropriate stress management programs can be developed. The analysis of scientific literature shows that the value of self- assessment of the complex of stress manifestations will be the higher, the worse the subject feels, the less he believes in his strength, abilities, energy, independence, the lower the assessment of his ability to control his own life and be independent [1].