ABSTRACT Young star-forming regions in massive environments are ideal test beds to study the influence of surroundings on the evolution of discs around low-mass stars. We explore two distant young clusters, IC 1848-East and West located in the massive W5 complex. These clusters are unique due to their similar (distance, age and extinction) yet distinct (stellar density and far-ultraviolet radiation fields) physical properties. We use deep multiband photometry in optical, near-infrared and mid-infrared wavelengths complete down to the substellar limit in at least five bands. We trace the spectral energy distribution of the sources to identify the young pre-main sequence members in the region and derive their physical parameters. The disc fraction for the East and West clusters down to 0.1 M$_\odot$ was found to be $\sim 27\,\pm$ 2 per cent (N$_\mathrm{disc}$ = 184, N$_\mathrm{discless}$ = 492) and $\sim 17\,\pm$ 1 per cent (N$_\mathrm{disc}$ = 173, N$_\mathrm{discless}$ = 814), respectively. While no spatial variation in the disc fraction is observed, these values are lower than those in other nearby young clusters. Investigating the cause of this decrease, we find a correlation with the intense feedback from massive stars throughout the cluster area. We also identified the disc sources undergoing accretion and observed the mass accretion rates to exhibit a positive linear relationship with the stellar host mass and an inverse relationship with stellar age. Our findings suggest that the environment significantly influences the dissipation of discs in both clusters. These distant clusters, characterized by their unique attributes, can serve as templates for future studies in outer galaxy regions, offering insights into the influence of feedback mechanisms on star and planetary formation.