A comparison between Chi-squared Automatic Interaction Detector (CHAID) and logistic regression analysis was performed for classification problems on bank direct marketing data. CHAID Performance Comparison and comparison with Logistic Regression (LR) performance were also conducted. Priority performance with two statistical measures was evaluated: classification accuracy and sensitivity in the presence of data containing categorical imbalances. Random over sampling (ROS) was then applied to deal with class balance problems to get better performance of CHAID analysis. Segmentation analysis was also performed using the CHAID approach to improve the performance of the analysis results. CHAID outperforms LR because of its advantages that it can be used to perform segmentation modeling. Direct marketers should pay attention to traits are Duration, Month, Contact, and Housing. To get a higher subscription, the bank must extend the call duration. Based on these results, the banking industry needs to prepare regulations related to human resources, infrastructure, costs, and government support to achieve higher subscriptions.JEL Classification A10; C10; G21