As industrialization continues to deepen, polymers have become ubiquitous in daily life. However, their flammable characteristics pose significant safety risks. Therefore, supporting the global goal of sustainable development necessitates the development of high-performance, environmentally friendly flame retardants. Biomass phytic acid (PA) has emerged as a promising option because of its high phosphorus content and excellent biocompatibility. However, its combustion behaviors and chemical kinetic mechanisms remain unclear. In this study, quantum chemical calculation methods were used to construct a detailed PA chemical reaction kinetic model. A series of experiments were conducted to validate the model and evaluate PA's flame suppression effect. Utilizing a counterflow flame burner and particle image velocimetry (PIV), the inhibitory effect of various PA concentrations was examined based on the laminar flame speed of CH4/PA/Air mixture. The results revealed that a merely 0.2 % addition of PA could reduce the laminar flame speed by 38.9 %, demonstrating its significant flame suppression effect. Building on the foundational GRI-Mech 3.0 and integrating PA's pyrolysis and reaction mechanism, this study developed for the first time a detailed chemical model of CH4/PA/Air combustion. This model integrated PA's thermal decomposition module and thermodynamic data via ab-initio quantum chemical calculations, thereby accurately predicting global kinetic indicators such as laminar flame speed. Results suggested that the key reactions, such as PO2+H + M→HOPO + M, HOPO2+H→PO2+H2O, and HOPO + OH→PO2+H2O primarily influenced the laminar flame speed. Moreover, the CFD simulation elucidated the complex interaction between PA and flame structures. A detailed analysis of the spatial distribution of key parameters such as temperature, combustion radicals, and effective inhibition radicals unveiled the PA's flame suppression mechanism in support of the practical application of this eco-friendly flame retardant.