ABSTRACT To evaluate the effectiveness of various adaptation strategies, it is critical to develop a flood damage function that considers building characteristics for future risk evaluation. This study analysed the contributions of some important flood and household characteristics in flood damage processes and developed a new, more accurate, multi-variable flood loss model for flood damage assessment for residential buildings and contents, considering different house types in Ogun River Basin, Nigeria. A detailed household questionnaire survey was conducted to collect data (149 samples). Depth-damage functions were developed to estimate direct flood damage to building structures and contents using the nonlinear logistic and power (concave) models, and the model parameters were estimated using the Gauss–Newton algorithm. The performance of all flood damage regression analysis functions for building structures and building contents under different construction materials and basement floors was evaluated by comparing predicted damages and after-flood survey damages, which demonstrated acceptable comparativeness. In the event of a flood disaster in the area, the models can be used to forecast future damages and devise risk-mitigation strategies. The study’s findings will aid in developing flood protection adaptation measures.
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