Abstract Dental implants provide functional and aesthetically pleasing dental replacements, but their longevity depends on biomechanical factors, physical characteristics, and patient variability. The present study used finite-element analysis to reveal the biomechanical response and potential modes of failure of dental implant systems subjected to normal occlusal loads. A generalized comparative assessment was carried out to measure the effect of the choice of crown material with zirconia, porcelain-fused-to-metal, and ceramic crowns. Such simulations showed complex patterns of stress distribution and deformation in the implant assembly with significant variation due to the mechanical properties of the crown material. Stiffer zirconia crowns magnified stress concentrations by 12.6, 10.8, 11.4, and 9.1% in the implant fixture, crown, cortical bone, and cancellous bone, respectively, compared with more compliant ceramic crowns. Furthermore, the maximal deformation of both the cortical and cancellous bone induced by zirconia crowns was higher by 21.1 and 19.2%, respectively, compared with the ceramic crowns. These results emphasize that the crown material properties are significant for controlling and modulation biomechanical load transfer, which plays a decisive role in the long-term durability and resistance to failure mechanisms such as interfacial debonding, bone resorption, and fatigue cracking. This study provides valuable information for optimizing implant designs and material selection that may improve clinical results, positively affecting patient satisfaction with dental implant therapy.