This paper presents a comprehensive experimental and computational study to explore the damage evolution mechanisms of polymer matrix nanocomposite films consisting of rigid ceramic fillers coated on a polymer substrate. The weight ratio of montmorillonite (MMT) fillers in the polyvinyl alcohol (PVA) matrix ranges from 30 % to 70 %, and these are applied onto a polyethylene terephthalate (PET) substrate. Through experiments, apart from damage behaviors, the water vapor transmission rates are also measured to gain insight into moisture diffusion characteristics with varying weight ratios of fillers. The optimal weight ratio of nanocomposite films consisting of a PVA matrix with MMT fillers can vary depending on the purpose of damage resistance and moisture barrier characteristics. A peridynamic theory is employed to simulate various damage scenarios of bi-layer nanocomposite films. The solution strategy presented incorporates the use of the cut-boundary and finite element methods to reduce substrate thickness and make initial predictions of crack onset strains, respectively, under quasi-static loading conditions. Several damage scenarios are considered for thin and thick PVA films on the PET substrate, as well as weak to strong interfaces between the PET-PVA and PVA-MMT layers. Additionally, different distributions of MMT fillers are also considered by varying the distances between them and inserting inclusions. The peridynamic damage analyses encompass crack initiation, propagation, and final failure stages across a wide range of strains, including various damage modes such as matrix cracking, cracking at the filler-matrix, or matrix-substrate interfaces, leading to the cohesive film cracking and delamination.
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