This paper presents an innovative method to include creep deformations in the prediction of time to corrosion-induced cover cracking. Using experimental results, creep and cracking criteria used in this method are verified. It is argued in the paper that the cover cracking problem under corrosion is close to a relaxation problem and the conventional creep formulations based on the effective elastic modulus cannot be adopted. It is found in the paper that accurate consideration of creep deformation would lead to about 30–40% longer time to cover cracking when compared to no consideration of creep deformations whilst for the currently practiced methods, the time can be up to 200% longer, which is unconservative in predicting time to cover cracking. Results in this paper open the debate on modelling of creep in the analysis of corrosion-affected structures and serve as an important step towards the accurate prediction of corrosion-induced concrete cracking.