Starting with a minimal model for the CuO2 planes with the on-site Hilbert space reduced to a charge triplet of the three effective valence centers [CuO4]7−,6−,5− (nominally Cu1+,2+,3+) with different conventional spin, different orbital symmetry, and different local lattice configuration, we develop a unified non-BCS spin–pseudospin model to describe the main phase states of doped cuprates. We argue that antiferromagnetic insulating, charge ordered, superconducting, and Fermi-liquid phases are possible phase states of a model parent cuprate, while typical phase state of a doped cuprate, in particular mysterious pseudogap phase, is a result of a phase separation. Superconductivity of cuprates is not a consequence of pairing of doped holes, but the result of quantum transport of on-site composite hole bosons, whereas main peculiarities of normal state can be related to an electron–hole interplay for unusual Fermi-liquid phase and features of the phase separation. Puzzlingly, but it is the electron–lattice interaction, which in the BCS model determines s-wave pairing, in the model of local composite bosons gives dx2−y2-symmetry of the superconducting order parameter, thus showing once again a substantial involvement of the lattice in the cuprate’s HTSC.