AbstractCommercial Banking (MIC: SIC: 6022 NAIC: 522110)CVB Financial is a bank holding company, with assets of $6.29 billion and deposits of $3.36 billion as of Dec 31 2007. Co.'s Citizens Business Bank (the Bank), operates 44 business financial centers located in the San Bernardino County, Riverside County, Orange County, Los Angeles County, Madera County, Fresno County, Tulare County, and Kern County areas of California as of Dec 31 2007. The Bank provides a full range of banking and trust services for businesses, professionals and individuals located in the service areas of its offices. Co. also provides a range of financial services and trust services through Citizens Trust.