This preregistered study aims to build a model of people's risky financial choices when gambling. Psychological constructs that have been demonstrated to predict such choices in earlier studies were considered. A total of 409 Polish working adults (211 men and 198 women; aged 18–72 years, M = 44.80 years, SD = 15.56) took part in a two waves correlational CAWI study. In most cases, the links between psychological variables and gambling choices were confirmed. When entered into the model, the following proved to significantly predict people's gambling choices: Self-control and net income per capita decreased risk-taking in lotteries, while Self-esteem, Psychopathy, Present Hedonistic Time Perspective, and Sense of Power enhanced gambling risk-taking. The model accounted for 15 % of the observed variance.
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