Chance Of Disaster Research Articles

RISK PERCEPTION OF CONSUMERS' WILLINGNESS TO BUY SHARIA INSURANCE PRODUCTS AS A FORM OF SHARING OF RISK ACTION

This study aims to analyze the influence of risk perception on consumers' willingness to buy Sharia insurance in Wonogiri Regency. This research is included in quantitative research. The population of this study is a resident of Wonogiri district who is Muslim. The sample collected in this study was as many as 100 respondents. Sample selection technique is to use purposive sampling where the sample is determined based on certain criteria. SmartPLS 3.0 is used in research as an analytical tool. The results of this study show that (1) The chance of disaster has no effect on the willingness to buy Sharia insurance. (2) The chance of disaster has a significant positive effect on the fear of the individual. (3) Individual fear has a significant positive effect on the willingness to buy Sharia insurance. (4) Individual fears mediate between the chance of disaster and the willingness to buy Sharia insurance. (5) Experience has a significant positive effect on the willingness to buy Sharia insurance. (6) Experience has no effect on individual fears. (7) The fear of individuals is not able to mediate between experience and willingness to buy Sharia insurance.

Vulnerability and Disaster Resilience at Household Level

Many development practitioners, academicians, development institutions and organizations, are attempting to discover the characteristic of resilience in Nepal. The issue of disaster resilience got its prominence in Nepali scholarship after the 2015 earthquake. The people of Nepal today, are visible to perpetual disaster events and profound vulnerability to the disaster, which was already there. Disaster incidents are increasing day by day, due to natural hazards such as landslides, floods, and human-induced activities like road accidents, fire, etc. But these consequences are not merely natural events; they are social events as well. The deaths of people, injuries, and property damage are related to the social side of the disaster. Similarly, natural hazards such as earthquakes are also creating disasters because of vulnerability and the absence of disaster resilience in Nepalese people. Rising incidents of disaster vulnerability and resilience is increasing concern of the state, academia and local level, since Nepal is 4th and 11th vulnerable to the risk of climate change and earthquakes in the world. Apart from that, other chances of disaster are equally mounting, and the capacity to cope (Resilience), or coming back to usual conditions is not enough for surviving and moving forward.
 
 This article tries to explore the relationship between vulnerability and disaster resilience, and the research questions of this article are, what types of vulnerability are creating the barrier for a resilient household and what are the attributes of a resilient family? Dhugin, Lamatar is the field for this research, and answers are dug out based on the Nepal earthquake 2015 as a major disaster of Nepal. Field data are collected after finalizing the purposive sampling. The interview method is used to take the depth information. Face-to-face interviews with informants remained the primary sources for data collection. And this research has been conducted using a qualitative method. My finding is: adopting capacity with the help of resources and assets and absorbing capacity by shifting occupation; after a disaster are the attributes of resilient households, whereas geographically vulnerability, exclusion, poverty remained barriers for resilient families.

Efektifitas Badan Penanggulangan Bencana Daerah (BPBD) Dalam Pelaksanaan Program Kelurahan Siaga Becana Di Kota Semarang

Semarang’s Regional Board for Disaster Management (Badan Penanggulangan Bencana Daerah or BPBD) is the board which holds the responsibility for disaster management in Semarang. In the disaster management effort in Semarang, Semarang’s BPBD develops disaster risk reduction program based on the society as the primary doer in 23 villages which have more chance of disaster in Semarang. This study is a descriptive qualitative study and collects the data through interview, observation, and document. The informants in this study are the people who have the knowledge of nature phenomenon or problem in implementation of disaster preparedness village. In this study, the writer uses effectiveness measurement theory by Duncan. From that measurement, the implementation of disaster preparedness village in Semarang still has some problems. The problems are the lack of attachment or time limit, the lack of real participation of private party in reducing disaster risk, the limit of supporting facilities for disaster preparedness village, the limit of rescuer team, the lack youth’s disaster awareness, and the unavailability of disaster management rule in the village. Based on the study result, it could be concluded that the implementation of disaster preparedness village in Semarang is not effective yet. Therefore, it is expected that there will be improvement in implementing of disaster preparedness village, especially the improvement of disaster preparedness village quality, authority cooperation, the employee, and supporting policy making in the village.

The Danger of Leverage and volatility

High expected returns are attractive but are associated with high risk. Ultimately, risk shows up as volatility. Volatility is a fundamental feature of a business but can be increased through firm or investor leverage. Volatility without leverage significantly reduces long term return. Leverage and volatility combined can turn moderately poor returns into disasters and reduce long term return far more than is generally appreciated. Many investments with high expected returns have disappointing long term returns or appreciable chances of disaster.

Control and evaluation in the innovation process: The case of flexible manufacturing systems

Explores the problems in controlling and evaluating a radical process innovation in a batch manufacturing firm. Data come from interviews with individuals in various hierarchical levels and functions. The decision to adopt tended to be qualitative in nature and essentially made by two representatives of the organization's technostructure. Their major objective was to minimize the chance of disaster rather than to maximize efficiency. During implementation, quality control faced frequent, complex technical problems at the same time that there was pressure for immediate solutions. Cost accounting procedures were affected by the difficulty in developing completely objective standards. The strategies employed to solve these problems are discussed along with implications for the design of control procedures. One intriguing implication is that the characteristics of a radical new technology, along with other factors, influence the validity of the control procedures designed to evaluate it.

Phototherapy: Treatment with Light

Phototherapy: Treatment with Light