Purpose: The study aimed to investigate the influence of the Central Bank Digital Currency (CBDC) e-Naira policy on financial inclusion, with a specific focus on its impact on the access and usage of financial services among lecturers and students in Colleges of Education in Kano State.Methodology: The study adopted a descriptive survey method, and a sample size of 279 was selected using simple random sampling techniques from a population of 989 individuals. The participants were drawn from three public Colleges of Education in Kano State. Data were collected through a 4-point Likert scale questionnaire, and the analysis was done using the mean and standard deviation with the support of SPSS. Findings: The study's findings revealed that the CBDC (e-Naira) policy does not significantly influence the access to financial services for lecturers and students in Colleges of Education in Kano State. Additionally, the results indicated that the policy does not have a significant impact on the usage of financial services by this group. Unique contribution to Theory, Practice, and Policy: The study's unique contribution lies in the discovery that the CBDC (e-Naira) policy has no significant influence on the access and usage of financial services among lecturers and students in Colleges of Education in Kano State. Based on these findings, the researchers recommend an aggressive awareness campaign be conducted by service providers, policymakers, and other stakeholders.
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