Bojonegoro Regency Research Articles

Resilience and Recovery: MSME Marketing Mix Strategies Amidst the Covid-19 Pandemic

The Covid-19 pandemic has had a significant impact on the MSME (Micro, Small and Medium Enterprises) sector. Although the pandemic has caused most sectors to experience huge losses, SFC Dobel Tree as one of the MSMEs in Bojonegoro Regency is able to survive and be able to develop its business until after the pandemic. The right marketing strategy is important for MSMEs to maintain their existence. Therefore, this study was conducted to evaluate the Marketing Mix Strategy used by SFC Dobel Tree after the Covid-19 pandemic. The purpose of this study is to describe the Marketing Mix carried out by SFC Dobel Tree after the Covid-19 pandemic. This research uses a qualitative descriptive method with interview techniques and direct observation. The results showed that SFC Dobel Tree implemented through segmenting, targeting, and positioning (STP) to target its target market and implemented its marketing strategy by establishing a marketing mix and successfully overcoming challenges during the Covid-19 pandemic. The strategy includes product, promotion, people, process and physical evidence.

Inisiasi Pengolahan Air Embung dengan Teknologi Multimedia Filter (MMF) sebagai Solusi Air Bersih di Kabupaten Bojonegoro

Clean water and proper sanitation are fundamental human needs. Nganti Village, located in Ngraho Subdistrict, Bojonegoro Regency, faces significant drought and clean water shortages, particularly during the dry season. The water quality remains subpar despite the presence of springs and water reservoirs. Consequently, processing raw water from the village's reservoir can offer a viable solution. This service activity aims to harness water reservoirs as a clean water source through multimedia filter (MMF) technology. The activities, conducted from 2022 to the end of 2023, encompass four stages: socializing the program plans, constructing multimedia filters (MMF), installing the water treatment unit on-site, and evaluating water quality, followed by necessary follow-ups. The primary activities involve installing water treatment units with MMF technology in collaboration with village officials and the community. The treated water is then tested for quality at the IPB University laboratory. Test results indicate that MMF technology significantly improves water quality, reducing parameters such as Magnesium, Manganese, Calcium, Iron, and Phosphate by 25.8‒97.8%, thus meeting quality standards. However, some parameters, such as TSS, COD, and Zinc, still exceed quality standards, necessitating further processing. This advanced water treatment requires involvement from the local government, particularly in funding through community empowerment programs, to install advanced treatment units and provide operational support for these units.

Peningkatan Ekonomi Desa Sidorejo Kabupaten Bojonegoro melalui Industri Kreatif Berbahan Batang Pisang dan Komersialisasinya

Lecturer service is an activity that disseminates research and innovation results to village communities. The program's main objective is to improve the economy of village communities in the creative consumer goods industry made from banana stem fiber. The implementation of the service includes interactive discussions and training in production and commercialization. The partner for this activity is the farmer group Karya Tani, which includes youth and homemakers in Sidorejo Village, Sukosewu District, and Bojonegoro Regency. The activity results are analyzed based on the increased knowledge and skills observed before and after the activity. The results show that society has experienced increased handicraft production to produce products with designs and variations that have high selling value. This can increase sales and the household economy by using local natural resources, especially banana stem waste.

The Analysis of the Impact of Petroleum Mining on the Environment and Community Economy in Wonocolo Village of Bojonegoro Regency

Latar belakang: Pertambangan minyak bumi tradisional menyebabkan kerusakan lingkungan terutama pada tanah. Proses pengolahan minyak bumi menggunakan alat sederhana menyebabkan minyak mentah tumpah ke permukaan tanah yang dapat merubah sifat-sifat tanah. Pertambangan minyak bumi tradisional juga dapat meningkatkan pendapatan ekonomi masyarakat lokal karena dikelola langsung oleh masyarakat. Tujuan penelitian ini adalah untuk mengetahui perubahan sifat fisika dan kimia tanah tercemar limbah minyak bumi serta perbandingan pendapatan masyarakat dari hasil penambangan minyak pada tahun 2010 dengan 2023.Metode: Metode penelitian kualitatif digunakan untuk menjawab tujuan penelitian. Analisis deskriptif melalui survey lapangan digunakan untuk menggambarkan kondisi tanah secara fisika dan kimia serta kondisi perekonimian masyarakat lokal yang dilakukan pada tahun 2023. Parameter kualitas tanah yang diperiksa antara lain struktur tanah, konsistensi tanah, tekstur tanah, warna tanah, dan pH tanah yang dilakukan pada 7 titik berbeda dimana sampel titik 4 merupakan sampel tanah tidak tercemar limbah minyak bumi. Perbandingan pendapaan masyarakat deperoleh melalui wawancara terhadap 7 pekerja tambang yang secara khusus mewakili populasi yang diinginkanHasil: Hasil menunjukkan hilangnya konsistensi pada permukaan tanah, tekstur tanah didominasi pasir, warna tanah menjadi hitam pekat, dan pH tanah berubah. Limbah minyak bumi tidak dapat merubah struktur tanah secara partikel, akan tetapi limbah minyak dapat menyelimuti partikel-partikal tanah karena minyak bumi memiliki efek pelumasan. Hasil pendapatan dari pertambangan minyak bumi mengalami penurunan dan tidak lagi dapat memenuhi kebutuhan masyarakat lokal.Simpulan: Limbah minyak bumi dapat merubah sifat fisik dan kimia pada tanah serta meracuninya sehingga merusak ekosistem tanah, sedangkan hasil pertambangan minyak bumi mengalami penurunan akibat jumlah minyak yang akan habis. ABSTRACTBackground:Traditional petroleum mining causes environmental damage, especially to the soil. The crude oil extraction process using simple tolls results in crude oil spilling onto the soil serface, which can alter soil properties. Traditional petroleum mining can also increase the economic income of local communities because it is managed directly by the community. The aim of this research is to determine changes in the physical and chemical properties of soil contaminated with petroleum waste as well as a comparison of community income from oil mining in 2010 and 2023. Method: The qualitative research method is used to answer the research objectives. Descriptive analysis through field surveys is used to describe the physical and chemical conditions of the soil as well as the economic conditions of local communities which will be carried out in 2023. The soil quality parameters examined in clude soil structure, soil consistency, soil texture, soil color, and soil pH, conducted at 7 different points, where sampel point 4 represents uncontaminated soil samples from oil waste. The comparison of community income was obtained through interviews with 7 mine worker who specifically represent the desire population.Result:The results indicate a loss of consistency on the soil surface, with soil texture dominated by sand, soil color becoming dark black, and a change in soil pH. Petroleum waste cannot change the soil structure in terms of particles, but oil waste can cover soil particles because petroleum has a lubricating effect. Income from petroleum mining has decreased and is no longer able to meet the needs of local communitiesConclusion:Petroleum waste can change the physical and chemical properties of soil and poison it, thereby damaging the soil ecosystem, in contrast, the results of oil mining are declining due to the decreasing amount of oil reserves.

Communication Management Strategy in Implementing Recognition of Prior Learning to Enhance Village Officers' Competence in Indonesia

The State University of Surabaya (UNESA), the Ministry of Villages, Development of Disadvantaged Regions, and Transmigration, and the Bojonegoro Regency Government initiated an RPL program collaboration, offering opportunities to all village officials in Bojonegoro Regency who have not yet obtained a bachelor's degree to have their various experiences and work portfolios assessed against the learning outcomes of courses in higher education. This RPL program, specifically for village officials, is the first of its kind in Indonesia. So, it encourages researchers to use case study research methods. This research discusses the importance of communication management, as many actors and institutions within UNESA are responsible for implementing this RPL collaboration. The students from village officials studying at the undergraduate level in five study programs selected by UNESA. UNESA's communication management in managing RPL is evident in the inter-institutional communication content that regulates their respective duties and functions, so these institutions structurally have a coordinating function and are responsible to the Rector. The communication flow between institutions within UNESA is formally regulated, and its channels are written. Conversely, in the classroom between lecturers and RPL students, communication management is more equal in community service and joint research programs.

Peran Dinas Terkait dalam Pemanfaatan Teknologi Informasi di Desa Temayang Kecamatan Temayang Kabupaten Bojonegoro

The aim of this research is to analyze the role of the Agriculture Service in supporting the use of information technology in the community in Temayang Village, Temayang District, Bojonegoro Regency. This research uses a qualitative approach with descriptive analysis. Determining informants was carried out using the snowball method. Data collection techniques using interviews, observation and document analysis. Meanwhile, data analysis techniques use data reduction, data presentation and drawing conclusions and verification. The research results show that Temayang Village, Temayang District, Bojonegoro Regency has experienced a significant increase in access to information technology infrastructure with a stable internet network, public Wi-Fi, and three towers. Farmers' digital literacy is also good, with the use of smartphones for communication and internet access related to agriculture. The Department of Agriculture plays an important role in providing counseling and training, increasing the use of information technology by village communities.

Planning of Interpretation Programs as an Effort to Support Ecotourism Activities at the Wonocolo Teksas Geosite, Bojonegoro Regency

Geosite Wonocolo Texas is an icon of the Bojonegoro National Geopark, the shallowest traditional oil mine in the world. The purpose of this study was to determine the elements of tourist attractions, determine the characteristics, perceptions, and readiness of the community, determine the characteristics, perceptions, and readiness of managers, determine the characteristics, perceptions, motivations, and preferences of visitors, and determine the interpretation program. This study uses a Mixed Method. In this study, the data analysis used is descriptive qualitative and descriptive quantitative. Data analysis with a qualitative descriptive method is a way of describing data not in the form of numbers but based on comprehensive information obtained in the field and describing the data. This analysis is used to describe the general conditions of the place where the research activities are carried out and the elements of tourist attractions consisting of tourist attractions, accessibility, and amenities. The results of the identification and analysis of the community, managers, and visitors are used as a reference in the interpretation program planning process. The design of the interpretation program planning is in the form of an activity program, interpretation flow, interpretation facilities and infrastructure, and interpretation narratives

Peran Dinas Kesehatan Bojonegoro dalam Pengawasan Izin Praktik Tenaga Teknis Kefarmasian di Apotek

This study aims to determine the role of the Bojonegoro Regency Health Office in Supervising the Pharmacy Technical Staff (TTK) Practice Permit at Pharmacies and the legal consequences received by Pharmacists as Pharmacy Manager Pharmacists (APA). This research is normative-empirical legal research (applied normative law), with a qualitative approach, combining a normative legal approach with the addition of various empirical elements. The data collection method used in this research is information obtained directly in the field in the form of interviews and document studies from various sources related to legal norms. The results showed that socialization, monitoring and guidance were gradually implemented by the Bojonegoro District Health Office if there were new rules and/or regulations from the government. There is a direct inspection to the field, but it is not optimal, because there are obstacles, namely the lack of Health Human Resources at the Health Office. The legal consequences received by pharmacists from violations of the governing laws and regulations include administrative sanctions, disciplinary sanctions, and criminal sanctions. The conclusion that can be drawn is that the Supervision of Utilization of TTK Practice Permits in Bojonegoro Regency in its implementation is still not optimal because the Bojonegoro Regency Health Office cannot carry out Supervision routinely due to the lack of Health Human Resources at the Bojonegoro Regency Health Office. As well as the legal consequences that can be received ranging from administrative, disciplinary, to criminal sanctions.

Autonomous learning patterns of students with special needs in quantum learning using flipbook media at Indonesia

Autonomous learning referred to students’ ways and processes to develop their learning skill independently and take responsibility of it. Autonomous learning encouraged students to have active responsibility in their learning process, develop their metacognitive skill, and be more independent and proactive learners. This study aimed to investigate autonomous learning pattern of students with special needs in quantum learning using flipbook media. This was qualitative research in form of case study. The participants were primary school students at Bojonegoro Regency, Tuban Regency, and Cepu Regency. Those regencies covered various students’ backgrounds and special needs. From all participants, five students were selected specifically. They were selected because they showed characteristics of autonomous learning skill that could be easily identified. Data was collected using observation and in-depth interview. Technique in analyzing data was thematic analysis technique. Data was validated using member checking. Result of study showed that students with special needs who utilized flipbook media in quantum learning tend to be more independent in setting learning goals, managing learning process, taking initiative, completing assignments, and conducting self-reflection to their progress. It could be concluded that quantum learning using flipbook media could be effectively create five patterns of autonomous learning for students with special needs at Indonesia.

Inovasi “Daakian” Sebagai Transformasi Pelayanan Kartu Identitas Anak di Kabupaten Bojonegoro

Bojonegoro Regency has a low rate of Kartu Identitas Anak (Child Identity Card) issuance, reaching only 34.75% of the national target, which should have been 50% in 2023. The factors hindering the issuance of Kartu Identitas Anak in Bojonegoro Regency include a lack of public awareness, the absence of regulations requiring the use of Kartu Identitas Anak for any child-related identification purposes, a lack of support from other institutions or agencies, and inadequate infrastructure. To address this, Dinas Kependudukan dan Pencatatan Sipil (the Civil Registry Office of Bojonegoro Regency) launched the "Daakian" innovation in 2021, aimed at increasing the issuance of Child Identity Cards in Bojonegoro Regency. This study aims to understand and analyze the implementation of the Daakian innovation service in Bojonegoro Regency. The research method used is descriptive qualitative. Data collection involved interviews, observations, and documentation. This study uses Rogers' Innovation Theory, which consists of 1) Relative Advantage, 2) Compatibility, 3) Complexity, 4) Trialability, and 5) Observability. The technique for determining informants uses purposive sampling and snowball sampling. The results of this study indicate that the implementation of the Daakian Innovation in Bojonegoro Regency has been successful. This success is attributed to the Daakian Innovation providing greater ease for the public in Kartu Identitas Anak compared to the previous service. This ease has attracted public interest in obtaining Kartu Identitas Anak, which has positively impacted the increase in Kartu Identitas Anak issuance in Bojonegoro Regency.

Peningkatan Potensi Sektor Ekonomi Melalui Pemberdayaan Lembaga Masyarakat di Desa Betet Melalui KKN-T`K Universitas Bojonegoro

The Bojonegoro University KKN-TK program implemented in Betet Village, Kepohbaru District, Bojonegoro Regency aims to help the village community in overcoming poverty problems in order to achieve prosperity. The preparation of the work program is adjusted to the potential of the village which is focused on empowering community institutions. Based on the results of the village potential analysis, the main work programs were formulated, including (1) Socialization and assistance in financial management and administration of GAPOKTAN; (2) Empowerment of village youth through training in making briquettes from tobacco stem waste; (3) Socialization and training in making liquid organic fertilizer (POC); (4) Empowerment of village women through training in making fried onions. The results of this work program were that GAPOKTAN began to implement good administration and financial management, village youth understood the utilization of tobacco waste, farmers began to apply the use of POC and village women had knowledge about entrepreneurship. By utilizing the potential of the village, this work program can have a sustainable impact.

Analisis Kualitas Air Embung Bendo, Mayangkawis dan Babo dengan Peruntukan Wisata dan Pertanian di Kabupaten Bojonegoro

With the potential of the agricultural sector, Bojonegoro Regency certainly requires an abundant supply of clean water. To overcome this problem, the Bojonegoro Regency Government built reservoirs to protect clean water supply in several areas in Bojonegoro Regency. The utilization of existing embung in Bojonegoro is not limited to agriculture only, but also as a tourist spot. To date, there has been no research assessing the quality of water in reservoirs. Consequently, this study aimed to evaluate the water quality in three reservoirs located in Bojonegoro. This study employs qualitative analysis derived from the environmental laboratory water quality assessments conducted by Dinas Lingkungan Hidup Kabupaten Bojonegoro. The findings from the water analyses of Embung Bendo, Embung Mayangkawis, and Embung Babo reveal distinct conditions among the three locations. These variations are attributed to differing environmental factors that influence each site uniquely.

Pengukuran Indeks Pembangunan Manusia (IPM) Kabupaten Bojonegoro Tahun 2024

The Human Development Index (HDI) is an important indicator for measuring the success of efforts to improve the quality of human life and serves as one of the indicators of development performance in a region. The objectives are (1) to provide input to the Bojonegoro Regency Government on the extent of achievements in the quality of life of its people and (2) to evaluate human development through efforts to improve the achievement of each indicator, including Life Expectancy, Expected Years of Schooling, Average Years of Schooling and per capita Purchasing Power of the people of Bojonegoro Regency. This research employs a mixed-method approach, combining both qualitative and quantitative research. Successful human development is characterized by providing opportunities for people to enjoy a long and healthy life and lead a productive life. The purchasing power of the community positively influences the increase in Clean and Healthy Living Behavior (PHBS), which in turn positively impacts the increase in Life Expectancy. Improvements in education can raise public awareness of the importance of Clean and Healthy Living Behavior. Thus, PHBS itself can mediate and strengthen purchasing power and average years of schooling, thereby influencing the increase in Life Expectancy. Conclusions (1) The HDI of Bojonegoro Regency from 2020 to 2023 experienced an average increase of 0.54 points. In 2023, the HDI was 71.80, with the achievement of each indicator as follows Life Expectancy was 74.72 Expected Years of Schooling was 12.92 Average Years of Schooling was 7.45 and per capita Purchasing Power was Rp. 10,776,000. (2) The projected HDI for 2024 is 72.53, an increase of 0.73 points, with the HDI indicators being Life Expectancy at 75.01, Expected Years of Schooling at 13.04, Average Years of Schooling at 7.51, and per capita Purchasing Power at Rp. 11,263,000.

KELANTING INNOVATION (GRAND MOTHER CLASS OF CARE STUNTING ) EDUCATION AND LOCAL FOOD DIVERSIFIED IN PREVENTING STUNTING SIDOBANDUNG, BALEN, BOJONEGORO REGENCY

Nutrition problems are still a concern for the Indonesian government to be resolved immediately, one of which is the problem of stunting. , Bojonegoro Regency's stunting prevalence rate is 23.9 percent, making Bojonegoro the district with the 13th highest stunting prevalence of 38 districts and cities in East Java. The prevalence of stunting which is still quite high can affect Indonesia's development performance because stunting has an impact on children's health status so that children become vulnerable to illness and has an impact on children's intelligence and quality of life, so handling it is still a government priority. The innovation of the KELANTING program (Stunting Caring Grandmother Class) is present by involving academics who act as references for solving problems based on research results (based on research) in the field of midwifery and nursing. So that it is able to increase the understanding of the community, especially grandmother caregivers, so that they are able to carry out care appropriately and get used to it. children to consume foods with balanced contents. The Klanting Program is carried out with Local Food Education and Diversification in Sidobandung Village, Balen District, Bojonegoro Regency" as a pilot project for community-based stunting prevention efforts. This activity is carried out by involving 25 grandmothers who care for toddlers by carrying out outreach and education. After the Klanting activity was carried out, there was an increase in the understanding and knowledge of grandmother caregivers regarding parenting styles and food diversification to prevent stunting, namely 72% of grandmother caregivers after the clanting activity had good knowledge, compared to previously only 28%. This shows that there is an increase in the percentage of understanding and knowledge of grandmothers who care for toddlers about parenting patterns of grandmothers and local food diversification in order to increase toddlers' interest in eating food diversity and the use of local food which can prevent stunting in toddlers.

Implementasi Program Petani Mandiri dalam Meningkatkan Kesejahteraan Petani di Kecamatan Sumberrejo Kabupaten Bojonegoro

This study aims to examine the implementation of the Independent Farmer Program in Sumberrejo Sub-district, Bojonegoro Regency, a flagship priority program of the local government. This program is governed by Regent Regulation Number 43 of 2020 concerning the Second Amendment to Regent Regulation Number 20 of 2019, which amends Regent Regulation Number 48 of 2018 on the Independent Farmer Program. The program seeks to improve farmers' welfare through empowerment and access to agricultural resources. The study's findings indicate that the program faces challenges, such as low farmer awareness and the suboptimal implementation of several initiatives. The research employs a qualitative approach with a case study method, involving in-depth interviews, field observations, and document analysis. Recommendations include enhancing farmer outreach and training, as well as strengthening program monitoring and evaluation to ensure effectiveness and sustainability.

The Effect of Paclobutrazol and Types of Nitrogen (N) Fertilizer on The Growth and Yield of Long Bean (Vigna sinensis L.)

Long bean is the one of the most widely consumed vegetables both fresh and processed. The market demand for long beans is rising, but their production remains limited. This study aims to investigate how different concentrations of paclobutrazol and various types of nitrogen fertilizers affect the growth and yield of long bean plants. The research was conducted in Dander Village, Dander District, Bojonegoro Regency, East Java. The study employed a factorial Randomized Block Design (RBD) with two factors: the concentration of paclobutrazol (P0 = control, P1 = 150 ppm, P2 = 200 ppm, P3 = 250 ppm) and the type of nitrogen fertilizer (N0 = NPK control, N1 = Urea, N2 = ZA, N3 = KNO3). Variables to observed included plant length, number of leaves, flowering age, number of pods, pod weight, number of seeds, and fruit set. The results showed that the combination of 150 ppm paclobutrazol and KNO3 nitrogen fertilizer produced the best results in terms of the fastest flower emergence at 29 days after planting (HST) and the highest pod weight of long beans at 43.00 grams per plant. Keywords: Paclobutrazol, Various Nitrogen Fertilizers, Growth, Yield, Long Beans (Vigna sinensis L.)

Application of Word of Mouth (WOM), Information Quality, and Brand Trust in Increasing Customer Loyalty of Rice Seeds of Inpari 32 Variety

The purpose of this study was to determine the effect of Word of Mouth (WOM), information quality, and brand trust in increasing customer loyalty of rice seed varieties inpari 32. This research was conducted at Gapoktan Rahayu, Temu Village, Kanor District, Bojonegoro Regency. It is a research that adopts a quantitative approach. In data analysis, this study uses the PLS-SEM (Partial Least Square-Structural Equation Modelling) method to evaluate the impact of Word of Mouth (WOM), Information Quality and Brand Trust variables on Customer Loyalty on Inpari 32 variety products. Based on the results of the study, it was obtained that the first hypothesis to the fifth hypothesis all had a significant effect on increasing customer loyalty for Inpari 32 variety rice seeds. Word Of Mouth (WOM) has a crucial role because it is able to direct, recommend, and provide positive information about the product. Information Quality provides information to customers that the product meets their needs completely and accurately. Brand Trust makes consumers believe in the quality and reliability of the product. Customer loyalty is reflected in their desire to continue to buy products, recommend to others, and are willing to pay more and wait for the availability of goods.

Media Interaktif Patriasite untuk Pengenalan Budaya Lokal Kabupaten Bojonegoro pada Anak Usia 5 – 6 Tahun

The aim of this research and development is to produce appropriate patriarchal The aim of this research and development is to produce appropriate patriarchal interactive media based on the criteria of being attractive, efficient and effective as a medium for introducing various local cultures in Bojoengoro Regency to children aged 5 -6 years. In fact, several educational institutions still implement local cultural learning This research aims to develop interactive media based on an educational application called "Patriasite" as a means of introducing local culture to Bojonegoro Regency for children aged 5-6 years. This research methodology uses a design development approach. Data was collected through interviews, questionnaires, and documentation from validation and trials. The results of this research show that the Patriasite website can introduce the local culture of Bojonegoro from the aspects of attractiveness and efficiency. This is shown in the results of validation and large and small group trials. From the test results, a percentage of 100% was obtained, meaning that the Patriasite website is very valid in terms of attractiveness and effectiveness.

TRANSFORMASI KELEMBAGAAN PADA DINAS KETAHANAN PANGAN DAN PERTANIAN KABUPATEN BOJONEGORO

This research aims to determine the institutional transformation process at the Bojonegoro Regency Food Security and Agriculture Service, which is a new regional apparatus organization that was formed through a merger/merger process based on Bojonegoro Regent Regulation No. 85 of 2021. The Bojonegoro Regency Government is trying to streamline the main duties of the two agencies by combine/merger to create an agile organizational structure. Through the merger process, of course there were many changes in function and structure. This change in structure and function is the background for the need for scientific research regarding organizational changes which previously merged two different OPDs to form one new OPD. The method used is descriptive qualitative research with a case study approach. The results of the research found that the Bojonegoro Regency Food and Agriculture Security Service has carried out organizational transformation through strengthening the vision and mission, changing the organizational structure, improving public services through online applications and websites, building partners with other parties and implementing a reward and punishment system for employees.

Pengelolaan Keuangan melalui Pengetahuan Keuangan, Sikap Keuangan, dan Gaya Hidup

The purpose of this study was to determine the influence of financial knowledge, financial attitudes and lifestyle on financial management among unmarried workers in Bojonegoro Regency. The selected population is all unmarried workers in Bojonegoro Regency. Samples are selected using the purposive sampling method and 96 respondents were selected. The type of study is quantitative. The data used in the study was obtained by distributing questionnaires. Data analysis techniques consist of descriptive statistics, testing research instrument requirements, classical assumption testing, multiple linear regression analysis, and hypothesis testing using SPSS 26 tools. The result of this study show that (1) Knowledge variables and lifestyle variables partially has an effect on financial management among unmarried workers in Bojonegoro Regency (2) The financial attitude variable partially has no effect on financial management among unmarried workers in Bojonegoro Regency (3) The variables of financial knowledge, financial attitude and lifestyle simultaneously have an effect on financial management