Ratios of charmed meson and baryon semileptonic decay rates appear to be satisfactorily described by considering only the lowest-lying (S-wave) hadronic final states and assuming the kinematic factor describing phase space suppression is the same as that for free quarks. For example, the rate for ${D}_{s}$ semileptonic decay is known to be $(17.0\ifmmode\pm\else\textpm\fi{}5.3)%$ lower than those for ${D}^{0}$ or ${D}^{+}$, and the model accounts for this difference. When applied to hadrons containing $b$ quarks, this method implies that the ${B}_{s}$ semileptonic decay rate is about 1% higher than that of the nonstrange $B$ mesons. This small difference thus suggests surprisingly good local quark-hadron duality for $B$ semileptonic decays, complementing the expectation based on inclusive quark-hadron duality that these differences in rates should not exceed a few tenths of a percent. For ${\ensuremath{\Lambda}}_{b}$ semileptonic decay, however, the inclusive rate is predicted to be about 13% greater than that of the nonstrange $B$ mesons. This value, representing a considerable departure from a calculation using a heavy-quark expansion, is close to the corresponding experimental ratio $\ensuremath{\Gamma}({\ensuremath{\Lambda}}_{b})/\overline{\ensuremath{\Gamma}}(B)=1.13\ifmmode\pm\else\textpm\fi{}0.03$ of total decay rates.