Mn4+-activated fluoride phosphors are promising luminescent materials for use in phosphor-converted white-light-emitting diodes (wLEDs). However, poor water resistance in high humidity environment, one of critical drawbacks of this type of phosphors, has limited their practical applications. To address this issue, we developed a new facile strategy to passivate the surface of phosphors by in situ constructing a dual Mn4+-rare protective layer using well-known aminocarboxyl complexants with mild reducibility and strong complexation property. Ethylenediamine tetraacetic acid (EDTA) was taken as a representative for the research in detail, and a typical Mn4+-doped fluorosilicate phosphor K2SiF6:Mn4+ (KSFM) was selected to demonstrate the reliability of the proposed strategy. The surface passivation was achieved by simply dispersing KSFM in a saturated EDTA aqueous solution (KSFM-sEDTA) or a hydrofluoric acid solution containing a certain amount of EDTA (KSFM-EDTA), and then stirring for a short time at room temperature. The analysis results indicate that the dual Mn4+-rare surface layer is composed of a K2SiF6 matrix shell and an organic coating of residual EDTA and/or its related compounds, and the layer constructed by Method 2 is more significant than that by Method 1. Both the luminescence performance and the water resistance of the passivated KSFM were greatly enhanced while the luminescence characteristics remained unchanged. When the water-eroded KSFM was re-treated with EDTA, the luminescence was dramatically restored due to removal of the manganese hydrolysates and repair of the crystal surface defects. The wLEDs assembled with KSFM-EDTA and KSFM-sEDTA phosphor exhibited intense white light with high luminous efficiency (LE, 170.61 lm/W and 162.51 lm/W), high color rendering index (CRI, 88.3 and 85.9), and low correlated color temperature (CCT, 3680 K and 3805 K), respectively. More importantly, the fabricated wLEDs retained high LE (90.6% and 88.6%) and no remarkable changes of CRI and CCT values after being aged at high temperature and humidity (85 °C, 85%) for 550 h, which are more superior to the wLED assembled with the pristine KSFM.