The North China Plain (NCP) experienced significant improvements in air quality in 2018–2022. However, severe pollution episodes still occur frequently during the cold season. The limitations of highly time-resolved measurements hinder understanding the sources and formation mechanisms of pollution episodes, especially the role of organic aerosols (OA). Therefore, we used a Time-of-Flight Aerosol Chemical Speciation Monitor to characterize the aerosol chemical species, variation, and sources of OA during autumn and winter in Luohe, a city in the southern part of the NCP. The results showed that nitrates and organics were the main species of fine particles (PM2.5), accounting for an average of 38.4% and 29.6% of its total mass, respectively. Furthermore, the positive matrix factorization model analyzed the OA in PM2.5 and identified three primary OA and secondary OA related to photochemistry. Primary OA was the dominant contributor throughout the study period (55%), increasing from 50% during the non-heating period to 59% during the heating period. The contribution of photochemically generated oxidized OA remained high (41%) during heavy pollution episodes in the heating period, indicating strong photochemical production during winter. Additionally, most aerosol species and OA factors showed distinct diurnal variations, with lower concentrations during the day, suggesting the influence of the planetary boundary layer and primary emissions. By analyzing the chemical species features of five heavy particulate matter pollution episodes during the study period, we identified three main driving mechanisms for severe pollution events: photochemical processing, photochemical and aqueous-phase production, and local emissions.