Sand-sized quartz grains selected from sediments of a Pleistocene inland dune (eastern Poland) were subjected to a series of laboratory analyses, including grain-size distribution, morphoscopy analysis, microtextural analysis using scanning electron microscope (SEM) and nanostructural analysis using transmission electron microscope (TEM). The results indicate the presence of a crust on the surface of all of the studied quartz grains and a surprisingly low number of aeolian-induced mechanical microtextures. The TEM examination identifies illite-smectite assemblages as the main component of the crust, accompanied by amorphous silica, local accumulation of Fe, K, Ca, Mg oxides, and mineral particles (quartz, K-feldspar, chlorite). The thickness of the crust reaches approx. 0.1–0.2 μm and varies from the minimum on micro-protrusions up to the maximum in micro-cavities. Here, we present a new theory on the origin of the crust observed on the surface of cold-climate aeolian quartz grains. We postulate that the crust is formed within a near-surface saltation layer during active aeolian transport of sand-sized grains and clay-sized particles operating under cold-climate conditions. The development of abrasion features and the formation of the crust are interpreted here to occur simultaneously and continuously during the aeolian transport. The formation of the crust results from specific properties of aeolian transport (i.e. self-induced electrification and electrification mechanisms of quartz grains) and the quartz grains themselves (i.e. grain shape and surface microtopography).