Adira Dinamika Multi Finance Research Articles

THE INFLUENCE OF SERVICE QUALITY DIMENSIONS ON CUSTOMER SATISFACTION IN LIMITED COMPANIES (PT). ADIRA DINAMIKA MULTI FINANCE SATELLITE SIDENRENG RAPPANG DISTRICT

This research aims to assess the influence of service quality dimensions, namely Reliability (X1), Responsiveness (X2), Assurance (X3), Empathy (X4), and Tangibles (X5), on customer satisfaction (Y) in the Limited Liability Company (PT) Adira Dinamika Multi Finance Satellite Sidenreng Rappang. Through the distribution of questionnaires to 65 respondents, the study found that all service quality dimensions both partially and simultaneously affect customer satisfaction. Service quality emphasizes meeting customer needs and delivering services accurately as per expectations. The correlation analysis results indicate that the Reliability dimension (X1) has the most dominant influence on customer satisfaction, reaching 86.8%, while 13.2% is influenced by other factors not investigated in this study. The F-test confirms that collectively, service quality dimensions significantly influence customer satisfaction. With an F-value of 85.194, far exceeding the F-table (2.37), the research supports that these variables have a significant simultaneous impact. The second hypothesis, stating that the Reliability dimension (X1) has a dominant influence, is substantiated with the highest t-value of 6.429 and a significance of 0.000. Therefore, H0 is rejected, and Ha is accepted. In this series of findings, it can be concluded that the Reliability dimension is the key factor in enhancing customer satisfaction at PT Adira Dinamika Multi Finance in Sidenreng Rappang.

PENGARUH KUALITAS LAYANAN DAN KEPUASAN PELANGGAN TERHADAP LOYALITAS PELANGGAN PT. ADIRA DINAMIKA MULTI FINANCE Tbk. CABANG PONDOK GEDE

The purpose of the research service quality and customer satisfaction on customer loyalty at PT. Adira Dinamika Multi Finance Tbk Pondok Gede Branch. In this study used 114 sample respondents. Data analysis method used with simultaneous and partial linear regression analysis techniques and simple linear regression. The results of the study concluded that there is a significant influence of service quality and customer satisfaction on customer loyalty at PT. Adira Dinamika Multi Finance Tbk, either simultaneous or partial

Dampak Implementasi PSAK 71 Pada PT. Adira Dinamika Multi Finance, TBK.

The purpose of this study was to determine the calculation of the Allowance for Impairment Losses (CKPN), the impact and suitability of applying PSAK 71 at PT. Adira Dinamika Multi Finance, Tbk. This study uses a qualitative approach with descriptive research methods, by analyzing the application of PSAK 71 related to CKPN at PT. Adira Dinamika Multi Finance, Tbk. from 2019 to 2021. The results of this study indicate that, the calculation of Impaired Credit Loss (ECL) uses the Expected Credit Loss (ECL) Method in accordance with PSAK 71. The impact of implementing PSAK 71 increases the amount of Allowance for Impairment Loss on credit due to several accounts in the financial statements affected by the transition to PSAK 71 namely financing receivables, finance lease receivables and deferred tax assets, thereby affecting the company's capital by decreasing retained earnings. Covid-19 pandemic PT. Adira Dinamika Multi Finance Tbk. has implemented Credit Restructuring to reduce high CKPN balances in 2020 and 2021. In addition, there is no significant impact on changes in the classification of financial assets and PT. Adira Dinamika Multi Finance, Tbk. has implemented PSAK 71..

Dispute Resolution on Agreements Fiduciary in Tort Settlement (Case Study in PT. Adira Multi Dynamics Finance Tbk, Denpasar II Branch)

Phenomena that often occur in decision making or policies which of course are based on applicable regulations or agreements are confiscation or taking guarantees or otherwise the submission of guarantees by the debtor due to a default or unable to carry out their obligations properly. As many have done, it can be seen from the data in PT. Adira Dinamika Multi Finance Tbk, Denpasar II Branch. Based on this background, the formulation of the problem found is how is the form of dispute resolution regarding the fiduciary agreement in the settlement of default at PT. Adira Dinamika Multi Finance Tbk, Denpasar II Branch, and What are the obstacles faced in the execution of fiduciary guarantees at PT. Adira Dinamika Multi Finance Tbk, Denpasar II Branch?This type of research uses empirical legal research methods. The nature of this research is descriptive. Data and Data Sources used are primary data and secondary data. Data collection techniques used are observations, interviews and documentation. After the data is collected, it is analyzed using qualitative analysis methods. The conclusion of this research is the form of dispute resolution at PT. Adira Dinamika Multi Finance Tbk, Denpasar II Branch is divided into 2 stages, namely non-litigation efforts and litigation efforts. Constraints faced in the execution of fiduciary collateral goods at PT. Adira Dinamika Multi Finance Tbk, Denpasar II Branch is in executing the goods that have been transferred by the debtor of the goods. but as a result of the acknowledgment of the droit de suite principle that fiduciary security rights follow the object in the hands of whoever the object is.

Productivity of PT. Adira Dinamika Multifinance is Proven to be Influenced by The Work Environment and Motivation

This study aims to analyze and describe the effect of the work environment and motivation on the productivity of PT. Adira Dinamika Multifinance in the Marketing department. The population and sample in this study were 46 respondents. The research method used in this study is a descriptive and verification research method using a quantitative approach, where the analysis uses the SPSS version 22 program package. R square 0.711 indicates that the simultaneous effect is 84.3% while the partial effect of the work environment has an effect on work productivity, as well as motivation, has an influence on the work productivity of PT. Adira Dynamics Multifinance

Analisis Rasio Solvabilitas (DAR, DER, TIE) Terhadap Kinerja Keuangan Perusahaan pada Sektor Keuangan (PT Adira Dinamika Multi Finance Tbk dan PT BFI Finance Indonesia Tbk Periode 2016-2020)

Abstract: This study aims to find and analyze the effect of debt to asset ratio, debt to equity ratio and times interest earned on the financial performance of PT Adira Dinamika Multi Finance Tbk and PT BFI Finance Indonesia Tbk. This research was conducted through the official website of the Indonesia Stock Exchange (IDX) at www.idx.co.id. The data source used is secondary data in the form of financial statements for the 2016-2020 period. The data analysis technique used in this research is quantitative descriptive analysis technique, namely data in the form of numbers which include financial statements in the form of balance sheets and income statements that describe real circumstances or events in the company. The results of the study using the debt to asset ratio, debt to equity ratio and times interest earned shows that the financial condition of PT Adira Dinamika Multi Finance Tbk and PT BFI Finance Indonesia Tbk during the 2016-2020 period showed an unfavorable condition. This is evidenced by the company's inability to pay off debts to external parties and the analysis results do not meet the general industry average standards. Keywords: Financial Performance; Solvency Ratio; DAR; DER; TIE

RESTRUKTURISASI KREDIT KENDARAAN BERMOTOR PERUSAHAAN PEMBIAYAAN AKIBAT SITUASI PANDEMIC COVID-19

With the increase and spread of the number of cases of Corona Virus Disease 2019 (Covid-19), the impact of increasing the percentage of non-performing loans at PT. Adira Dinamika Multi Finance, Tbk Padang Branch, from the data obtained from bad loans before the Covid-19 Pandemic there were around 500 (five hundred). Restructuring of Motor Vehicle Loans for Financing Companies Due to the Covid-19 Pendemic Situation at PT. Adira Dinamika Multi Finance, Tbk Padang Branch is implemented in the form of rescheduled installment payments and there are consumers (creditors) who have been given restructuring with terms and conditions agreed by both parties, provided that the debtor or customer who submitted it is affected by Covid 19, the collateral or product being credited is still with the debtor, it is not transferred or over credited to another party, the financing value (principal debt) is below Rp10 billion. Preventive supervision of the Financial Services Authority (OJK) in the West Sumatra Region OJK will send a letter of warning to Financing Companies that do not carry out restructuring programs during the current COVID-19 pandemic, and repressively to Financing Companies that do not implement Restructuring programs as per government policy. OJK will impose administrative sanctions in the form of fines to financing companies.

Tinjauan Yuridis terhadap Penggunaan Jasa Pihak Ketiga (Debt Collector) dalam Menagih Kredit Bermasalah pada PT Adira Dinamika Multifinance TBK

The use of third party services by financing company PT Adira Dinamika Multifinance through a third party Service Company (debt couecton to perform a collection function for consumers or debtors who are difficult to collect by being declared in default. Regulations for the use of third party services by financing companies are regulated in POJK No. /POJK.05/2018 concerning the Implementation of Business Financing Companies, where financing companies can collaborate with other parties (third party services) with the aim of collecting non-performing loans., The consequences of collaboration between third party services and financing companies to collect non-performing loans that the finance company is fully responsible for the cooperation carried out if there is an act that violates the law in accordance with POJK Number 35 / POJK.05 / 2018. However, if the financing company has carried out the prescribed procedure and the third party service continues to commit acts against the law, then the liability will be borne by the third party's services in order to collect non-performing loans. This research uses normative legal research. The technique of collecting legal materials in this study is to collect from literature studies using documentary / recording techniques obtained related to primary, secondary, and tertiary legal materials

PENGARUH MODAL KERJA TERHADAP TINGKAT PROFITABILITAS PADA PT. ADIRA DINAMIKA MULTI FINANCE TBK.

Purpose – This study to test and analyze influence the effect of working capital on the level of profitability at PT. Adira Dinamika Multi Finance Tbk
 Design/methodology/approach – The data analysis technique used in this research is descriptive statistical analysis, classical assumption test, paired samples t-test, simple linear regression test, t test and hypothesis test.
 Findings – Working capital (DER) which has a negative effect is proven to decrease the profitability (ROA) of PT. Adira Dinamika Multi Finance, Tbk 
 Originality – The population is the report on 2009-2019 accounting for 11 years at PT. Adira Dinamika Multi Finance Tbk
 Keywords: Working Capital, Profitability
 Paper Type Research Result

Pengaruh Rasio Liquiditas terhadap Rasio Profitabilitas pada PT. Adira Dinamika Multifinance, Tbk di Jakarta Periode 2011-2020

This study aims to determine the effect of the Current Ratio on Return On Assets at PT. Adira Dinamika Multifinance, Tbk in Jakarta. The method used is explanatory research. The analysis technique uses statistical analysis with regression, correlation, determination and hypothesis testing. The results of this research variable Current Ratio obtained an average value of 127.57%. The Return On Assets variable obtained an average value of 72.36%. Current Ratio has a positive and significant effect on Return On Assets with a regression equation value of Y = 24,643 + 0.374X, and a correlation coefficient value of 0.878 or has a strong relationship with a determination value of 77.1%. Hypothesis testing obtained a significance of 0.001 <0.05.

ANALISIS TEKNIKAL HARGA SAHAM PT. ADIRA DINAMIKA MULTI FINANCE Tbk. DI MASA COVID 19 DENGAN METODE ARIMA

This study aims to analyze and predict stock prices using technical analysis at PT. Adira Dinamika Multi Finance, Tbk by ARIMA method. Data collection technique used is archival data collection which comes from secondary data. Secondary data in this study’s from daily data on ADMF shares in 2nd January 2020-26th October 2020 which is sourced from finance.yahoo.com. The analysis technique used in this research is the Box-Jenkins method with three stages, i.e. the first stage of identification and specification of ARIMA model (p, d, q), the second stage is prediction stage, the third stage is diagnosis model. This study results show that the MA Model (2) is the best model whose data describes ADMF stock price movements during the pandemic period and produces a difference between the real data and forecast is not too different. Where on average there’s a difference about Rp. 43.5 between the real stock price data with forecast data. Suggestions for future researchers to use fundamental analysis to support investment decisions.

Pengaruh Keterlibatan Kerja dan Orientasi Belajar terhadap Kinerja Karyawan dengan Mediasi Kompetensi

Abstract The purpose of this study was to examine and analyze the effect of work engagement and learning orientation on competence. To test and analyze the effect of work engagement, learning orientation and competence on employee performance. To test and analyze the effect of work engagement and learning orientation on employee performance mediated by competence.The population in this study were employees of PT. Adira Dinamika Multi Finance Tbk. The Pekalongan Branch is 65 Debt Collector employees. The research method uses analytical tools in the form of mediation test analysis.The results of the study were obtained as follows. Work involvement and learning orientation have a positive and significant influence on employee competencies in PT. Adira Dinamika Multi Finance Tbk. Pekalongan Branch. Work involvement, learning orientation and competence have a positive and significant impact on employee performance of PT. Adira Dinamika Multi Finance Tbk. Pekalongan Branch. Competence as a variable mediating the effect of work involvement and learning orientation on employee performance of PT. Adira Dinamika Multi Finance Tbk. Pekalongan Branch.
 
 

LELANG TERHADAP OBJEK JAMINAN FIDUSIA YANG DIRAMPAS OLEH NEGARA BERDASARKAN PUTUSAN PENGADILAN NEGERI DI KANTOR PELAYANAN KEKAYAAN NEGARA DAN LELANG PADANG

Deprivation of evidence must be carried out in accordance with the provisions of the law, principles, and principles justified by law, as a form of a rule of law that has bodies or executors of legal regulations. At this writing the object of the booty which is then auctioned is a Collateral Object tied to Fiduciary. The research method uses a sociological juridical approach. The results of the study explained that the legal nature of the booty that could be seized by the state based on a court decision that had permanent legal force must belong to the defendant and the object seized must have a direct relationship with the criminal act committed. The auction of objects of fiduciary confiscation by the State based on the decision of the Padang District Court at the State Wealth Service Office and Padang Auction, Padang District Attorney as executor of the verdict and KPKNL decision as the Institution appointed as the auctioneer has carried out the auction process in accordance with the procedure and the applicable rules, the implementation of the booty auction carried out has a mechanism and rules regarding its implementation. Legal certainty towards the auction buyers of the object of fiduciary collateral seized for the State based on the decision of the Padang District Court in fact became a guarantee in the Leasing company PT. The auction buyer Adira Dinamika Multi Finance, is still not felt by auction buyers, it is proven that there are various problems that arise after auction buyers are declared as auction winners, in terms of handling ownership documents up to security in utilizing vehicles purchased through the booty auction process.

Pengaruh Beban Kerja Terhadap Kelelahan Kerja (Studi Kasus pada Karyawan PT. Adira Dinamika Multi Finance Cabang Muara Bungo)

The purpose of this study was to determine how the influence of workload on work fatigue collection and marketing at PT. Adira Dinamika Multi Finance, Muara Bungo. The independent variable is the workload and the dependent variable is work fatigue. This type of research is a quantitative approach. The scale of measurement of variables in this study is using Likert scale. In this study the population is the collection and marketing employees at PT. Adira Dinamika Multi Finance, Muara Bungo which amounted to 32 people. Data analysis method in this research use simple linear regression. Based on the results of data processing, partial test results of workload variables on work fatigue have t-count> t-table of 9.706> 2.042, then the decision is Ho rejected and Ha accepted means that the workload variable has an effect on employee fatigue part collection and marketing at PT. Adira Dinamika Multi Finance, Muara Bungo. Thus the higher the workload given the company will increase employee fatigue. The result of determination test (R2) can be concluded that having the ability of work load variable to explain the variation of employee fatigue variable is 75,8%. This shows that the work fatigue of employees of a company can increase if the workload given by the company is high. For 24.2% can be explained by other factors outside of this study.

ANALISIS PENGARUH PERANAN INTERNAL AUDIT TERHADAP EFEKTIVITAS PROSEDUR PENAGIHAN PIUTANG USAHA PADA PT ADIRA DINAMIKA MULTI FINANCE

PT Adira Dinamika Multi Finance is a company engaged in financial services. Thus, the collection of accounts receivable activity becomes an important part in the conduct of the company's revenue distribution was then used as working capital and asset turnover smoothness sustainable company. This study aims to determine, describe and explain the Influence of role Internal Audit Against Effectiveness Procedures Billing Accounts Receivable. The variables examined in this study is the role of Internal Audit ( X ) as the independent variable and Accounts Receivable Billing Procedures Effectiveness ( Y ) as the dependent variable . The method used is quantitative method then describe that aims to determine relationships or influence between variables through a quantitative approach and statistical tests. The results that has obtained of tests conducted of chi-square statistic is 9.56 where hitung > tabel ( 9.56 > 3.84 ) , which means there is a very strong influence between the two variables , with thus the hypothesis test results are acceptable , so it can be concluded that the role of internal audit affect the effectiveness procedures of the collection of accounts receivable .