It is now well established that conical intersections play an essential role in nonadiabatic radiationless decay where their double-cone topography causes them to act as efficient funnels channeling wave packets from the upper to the lower adiabatic state. Until recently, little attention was paid to the effect of conical intersections on dynamics on the lower state, particularly when the total energy involved is significantly below that of the conical intersection seam. This energetic deficiency is routinely used as a sufficient condition to exclude consideration of excited states in ground state dynamics. In this account, we show that, this energy criterion notwithstanding, energy inaccessible conical intersections can and do exert significant influence on lower state dynamics. The origin of this influence is the geometric phase, a signature property of conical intersections, which is the fact that the real-valued electronic wave function changes sign when transported along a loop containing a conical intersection, making the wave function double-valued. This geometric phase is permitted by an often neglected property of the real-valued adiabatic electronic wave function; namely, it is determined only up to an overall sign. Noting that in order to change sign a normalized, continuous function must go through zero, for loops of ever decreasing radii, demonstrating the need for an electronic degeneracy (intersection) to accompany the geometric phase. Since the total wave function must be single-valued a compensating geometry dependent phase needs to be included in the total electronic-nuclear wave function. This Account focuses on how this consequence of the geometric phase can modify nuclear dynamics energetically restricted to the lower state, including tunneling dynamics, in directly measurable ways, including significantly altering tunneling lifetimes, thus confounding the relation between measured lifetimes and barrier heights and widths, and/or completely changing product rotational distributions. Some progress has been made in understanding the origin of this effect. It has emerged that for a system where the lower adiabatic potential energy surface exhibits a topography comprised of two saddle points separated by a high energy conical intersection, the effect of the geometric phase can be quite significant. In this case topologically distinct paths through the two adiabatic saddle points may lead to interference. This was pointed out by Mead and Truhlar almost 50 years ago and denoted the Molecular Aharonov-Bohm effect. Still, the difficulty in anticipating a significant geometric phase effect in tunneling dynamics due to energetically inaccessible conical intersections leads to the attribute insidious that appears in the title of this Account. Since any theory is only as relevant as the prevalence of the systems it describes, we include in this Account examples of real systems where these effects can be observed. The accuracy of the reviewed calculations is high since we use fully quantum mechanical dynamics and construct the geometric phase using an accurate diabatic state fit of high quality ab initio data, energies, energy gradients, and interstate couplings. It remains for future work to establish the prevalence of this phenomenon and its deleterious effects on the conventional wisdom discussed in this work.