A mean field analysis of finite density QCD is presented including the effects of additional chiral-invariant four-fermion interactions. A lattice regularization is used with ${N}_{f}=4$ flavors of staggered fermions. The use of the four-fermion coupling as an improved extrapolation parameter over the bare quark mass in Monte Carlo simulations is discussed. Particular attention is given to the structure of the phase diagram and the order of the chiral phase transition. At zero gauge coupling, the model reduces to a Nambu--Jona-Lasinio model. In this limit the chiral phase transition is found to be second-order near the zero-density critical point and otherwise first order. In the strong gauge coupling limit a first-order chiral phase transition is found. In this limit the additional four-fermion interactions do not qualitatively change the physics. The results agree with previous studies of QCD as the four-fermion coupling vanishes.