AimThis study aims to examine the association of socio-economic and demographic determinants between knowledge of health insurance and actual health insurance coverage (uptake) among the street vending community in Chandigarh, India.Subject and methodsA cross-sectional survey involving 250 street vendors from North-Indian city of Chandigarh was conducted between May–June 2021. Participants were selected using simple random sampling from the list of registered street vendors under the Chandigarh Municipal Corporation. Bivariate analysis and logistic regression were employed to identify the primary determinants influencing health insurance knowledge and coverage among street vendors.ResultsThe study reveals significant positive association between education level and health insurance knowledge. Adjusted odds ratios (aOR) ranged from 2.697 for street vendors with elementary education to 9.682 for those with higher educational attainment. Moreover, street vendors with relatively higher family monthly incomes exceeding INR 12000 demonstrated significantly greater knowledge of health insurance (aOR = 1.994, CI 1.007–3.949, p = 0.048). However, out of the 157 street vendors with knowledge of health insurance, only 17.19% (27) were enrolled and covered by it. Age and family size are the significant predictors of health insurance uptake, with aOR of 2.646 (CI 0.921-7.599, p = 0.071), and 0.403 (CI 0.161–1.009, p = 0.052), respectively.ConclusionEducation and monthly income were the significant factors influencing knowledge about health insurance among street vendors. At the same time, age and family size were significant predictors of the uptake of health insurance among street vendors. This study can help policymakers conduct periodical campaigns and prioritize strategies for speeding up the procedure of enrolling this vulnerable group under health insurance schemes.
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