Purpose – The researcher conducted this study to analyze the effect on service quality variables (X1) and product price variables (X2) on the variable purchase results (Y) at PT Lunindo in Batam City. This research uses quantitative methods and distributes data by distributing questionnaires.
 Methodology/approach – The population in this study were 149 people. Using data collection techniques with sampling techniques with non probability sampling techniques in Purposive sampling technique. The sampling method uses the Slovin formula at a significant level of 0.05 because respondents was 109 people, then the questionnaire will be distributed to 109 respondents. The next set, data collected through Assistance multiple regression of analysis and with program SPSS.
 Findings – The results of this study indicate the service quality variable (X1) and product price variable (X2) which have a positive and significant effect on the outcome variable purchase (Y) at PT Lunindo in Batam City. Service quality variable (X1) with positive and significant consideration of purchasing decisions (Y), and product price variables (X2) are fully understood positively and significantly towards purchasing decisions (Y). Simultaneously service quality (X1) and product price (X2) have a positive and significant effect on purchasing decisions (Y) at PT Lunindo in Batam City
 Novelty/value – Delve into the specific industry or sector that PT Lunindo operates within. Research could emphasize how service quality and product pricing impact purchasing decisions uniquely within that industry, potentially uncovering sector-specific patterns.

The objective of the study was to investigate the impact of bank credit on loan repayment rates in the Kabale region using Lyamujungu SACCO as the case study. Loan repayment performance at Lyamujungu SACCO has rapidly declined. The loan manager said the situation was getting worse and there was almost no ability to repay the loan. This has to do with the borrower's personality, solvency, and credit history. Members will flee from SACCO if the situation persists. The objectives of the study are:To establish the effect of borrower characteristics on loan repayment during COVID-19 in Lyamujungu SACCO, Examine the impact of borrower's loan solvency on repayment during the COVID-19 pandemic in Lyamujungu SACCO and Determining the effect of borrower's credit term on repayment during the COVID-19 pandemic at Lyamujungu SACCO. This study used a cross-sectional survey method to examine, characterize and compare bank credit and loan repayment in Kabale district, using Lyamujungu SACCO as the case study. The sample size for each subject type was determined using the table of Krejcie and Morgan (1970) cited in Amin (2005). Out of 150 samples, a sample of 108 people was selected for the study. The researcher used both purported sampling and simple random sampling to select members/clients of SACCO. The simple stochastic method is suitable for large numbers like SACCO customers. Based on the results in the table, the null hypothesis for all three variables is rejected, with a significance level of (p = <.000, p = <.040, and p = <.001) for " The average score of the borrower's character during the repayment period", "The average score of the borrower's capacity during the repayment period" and "The average score of the borrower's credit periods during the repayment period debt" respectively. This means that there is evidence that the distribution of mean scores for each of the three variables is not the same depending on the borrower's ability to repay. The study concluded that labor productivity growth decreased and therefore income decreased, investment decreased and affected the borrower's ability to repay loans during the covid-19 pandemic in lyamujungu SACCO. The study recommends that SACCOs conduct a pre-customer assessment before granting a loan and an ongoing review process before and during loan repayment. This way, the bank will be able to know the exact trajectory of the borrower's performance in terms of repayment. This should be reinforced by effective customer relationship management, where the bank acts as more than just a source of credit

Purpose – This study aims to prove and analyze the effect of Return On Assets (ROA), Inflation Rate, Earning Per Share (EPS) and Debt to Asset Ratio (DAR) on Underpricing of shares in manufacturing companies during the initial public offering (IPO) on the Indonesian Stock Exchange in 2017-2021 years.
 Methodology/approach – This research design is quantitative with an associative approach. The population in this study were all manufacturing companies that experienced stock underpricing in 2017 – 2021, while the samples used in this study were 53 manufacturing companies that met certain criteria in the study period. The sampling technique used purposive sampling method. The data analysis used is multiple linear regression analysis.
 Findings – The results of this study indicate that Earning Per Share (EPS) has a significant negative effect on underpricing and the Inflation Rate has a significant positive effect on underpricing, while Return On Assets (ROA) and Debt to Asset Ratio (DAR) have no effect on underpricing.
 Novelty/value – The high or low value of Return on Assets and debt to asset ratio does not significantly affect stock underpricing during the initial public offering. The value of earnings per share and inflation greatly affects the underpricing of shares in manufacturing companies during the initial public offering

Objective -The aim of the research is to analyze Leader Member Exchange and Perceived Organizational Support towards Organizational Citizenship Behavior mediated by Employee Engagement at the BPJS Health Head Office. Methodology/approach –Using quantitative methods and conducting surveys on employees, after that SEM analysis is used to model causal relationships between complex variables and test existing theories or hypotheses. Meanwhile, researchers used the Partial Least Square (smart-PLS) application version 3.2.9 PLS to process the data. results found that Leader Member Exchange had a significant positive effect on Employee Engagement and Organizational Citizenship Behavior. Perceived Organizational Support has a significant positive effect on Employee Engagement and Organizational Citizenship Behavior. Leader Member Exchange and Perceived Organizational Support also have a significant effect on Organizational Citizenship Behavior through Employee Engagement as a Mediating Variable.

Purpose –This paper explains the development of Green Bonds in Indonesia by providing information regarding the characteristics of green bonds and macroeconomics during the 2018 – 2023 period.Methodology/approach –Research that provides information regarding the characteristics of green bonds and macroeconomics by collecting data on 29 green bonds issued in the 2018 - 2023 period. Findings –It was found that from the results of descriptive statistics the research variables in the form of Maturity, Rating, Coupon, BI Rate, Inflation and Exchange Rate can explain the development of Green Bonds in Indonesia from the 2018 - 2023 period.Novelty/value –Because green bonds were only issued in 2018, it is very important to understand the development of Green Bonds in Indonesia by looking at the characteristic variables of green bonds along with macroeconomic variables on the first date of green bond issuance.

This study examines the impact of agricultural loan by deposit money bank credit on agricultural output in FCT Abuja, Nigeria. The study employed the Demand-following theory to explain the relationship between agricultural loan applicant access to deposit money bank credit and agricultural output. A sample of 295 (5 Agricultural loan desk officer from the five selected banks and 200 agricultural loan applicants) respondents were sampled using Multistage Cluster sampling technique. Data were analysed using descriptive statistic (mean Score) and logit regression analysis for inferential statistics. The results show that agricultural loan applicants' access to bank credit for deposits has a large direct impact on Nigerian agriculture. Based on the outcome of data analysis, the study recommends that the Apex bank should direct the deposit money banks to make credits available for agricultural loan applicants and upsurge the agricultural credits monetary base to farmers. This can be done by expanding and encouraging more farmers and also increasing the sum allotted to individual/cooperative units.

Purpose – This study aimed to determine the influence of good corporate governance principles as an intervening variable on organizational commitment, leadership, and organizational culture on employee performance.Methodology/approach – The population includes all employees of one of Pertamina's subsidiaries, namely PT Pertamina Training and Consulting, located at DKI Jakarta. Probabilistic sampling technique with simple random sampling was used, obtaining a sample of 162 employees. The method of data analysis used is the partial least squares structural equation (SEM-PLS).Findings – The research results show that the variables of organizational commitment, leadership and organizational culture have a positive and significant impact on employee performance and on good corporate governance principles. In addition, good corporate governance principles partially mitigated the significant positive effects of organizational commitment, leadership, and organizational culture on employee performance.Novelty/value – Companies should increase employee commitment to the business by focusing on employee results, enhancing professionalism in corporate governance and implementing employee promotion programs. The relationships in the concepts of this study and potential avenues for further development in future research may involve exploring associations with employee performance and looking at variables related to behavior, attitudes, or other factors that affect employee performance.

This study aims to determine the effect of work motivation and leadership style on employee performance at PT. Primafood International Kalisuren Poultry Kiosk, Bogor, either partially or simultaneously.The method used is quantitative with a sample of 85 people. Data analysis used validity test, reliability test, classic assumption test, linear regression analysis, correlation coefficient analysis, coefficient of determination and hypothesis testing. The results of the analysis show that motivation and leadership style have a significant positive effect on employee performance both partially and simultaneously.This research makes a new contribution by showing that motivation and leadership style have an important role in improving employee performance where these three variables have a strong relationship and great influence.

Purpose – The aim of the study sought to ascertain the impact of employee relations and job satisfaction. Relations with mediation of Employee Trust on employee performance at the delivery service provider company PT TAB in Indonesia. Methodology/approach – These studies employ quantitative descriptive methods. Using a quota sampling type with a non-probability sampling technique, there are 203 couriers at DKI Jakarta who have been employed for over a year. SEM-PLS data analysis with the SmartPLS 3.2.9 program. Findings – According to research, job happiness and employee relations have a favorable and strong direct relationship to employee performance, whereas employee trust has no bearing. Another conclusion was that there was no evidence for an indirect association between work satisfaction and employee relations on employee performance. Novelty/value – It is recommended that the company maintain and maintain the current svstem and promotions and consider reviewing matters related to the distribution of information and policies within the company and continue to consider the recruitment and training system to improve the capabilities of couriers at PT TAB.

Purpose – This study aims to unveiling how training satisfaction and job involvement affect employee turnover intentions at PT MNC Asuransi Indonesia, with employee status as moderator
 Methodology/approach - The approach used in this study was to collect data from 185 respondents through a questionnaire. Data were analyzed using a descriptive approach to describe the characteristics of the respondents and research variables. In addition, quantitative causal analysis was carried out using the SEM-PLS (Partial Least Square) method to test the research hypothesis.
 Findings – The results of the analysis show that training satisfaction has a significant negative effect on transfer intentions in general. This finding also applies to both permanent and contract employees. Furthermore, this study also found that job involvement has a significant negative effect on overall turnover intentions. This negative influence also applies to permanent employees and contract employees.
 Novelty/value – This research makes a new contribution by showing that training satisfaction and job involvement have an important role in reducing employee turnover intention at PT MNC Asuransi Indonesia. However, an interesting finding from this study is that employee status (permanent or contract) does not affect the relationship between training satisfaction and turnover intention, and between work involvement and turnover intention. This means that the influence of the two variables remains the same, regardless of employee status.