Abstract
A modern, efficient and reliable payments infrastructure is now an essential requirement for any country looking to promote growing financial markets and improve execution of monetary policy. To attract foreign investments a country must be capable of clearing and settling national as well as international transactions. For implementing such cost effective, comprehensive payment clearing and settlement systems that are java based (platform independent), many payment systems were designed by a company MONTRAN. One main challenge in design of these networks is their vulnerability to security attacks. In this paper, we study the different comprehensive payment systems and comparison between them and how these online payment systems prevent from cyber criminals to steal victim’s personal online banking, webmail service and financial service account details.
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